I have 18 cents - cool, it’s worth a dollar
The Nickel Is Worth 5 Cents Again!
"Reading the headline of this post, you might wonder why it is newsworthy that a nickel is worth a nickel. The answer is that around this time last year, a nickel was worth almost a dime! I'm talking about the melt value of the U.S. nickel coin, which is actually made out of 75% copper (and 25% nickel.)
“I have 18 cents - cool, its worth a dollar”
No, if you have 18 cents then it is worth 3 cents.
And of course if you have 3 cents then you owe a half a cent.