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I think if they want, as a private business, to choose some of these practices, that is fine as a private business. Things like not charging interest but instead fees does not violate anyone else's rights. As long as they don't adopt some of the practices that violate other's rights, that's when they cross the line of their own personal freedom. The problem is that many who are pushing Sharia law, are pushing for the whole package, not just adopting banking practices. For example, the idrib is a direct violation of another's individual rights (beating or killing a wife when she transgresses.) Rajm (stoning) is another aspect of Sharia law that crosses the line of personal freedom to violating the freedom (life) of another. The challenge with Sharia law is that for every guideline that may be acceptable (washing hands, prayers, not charging interest, not gambling, etc) there is an unacceptable punishment for not following that guideline (idrib, rajm, etc).