Last year I went through three days of tests at one of the hospitals in Philly; all was covered by my insurance, but I didn't get the bill. I did have access to the insurance co.'s online system through my employer, and pulled the records showing procedure/amount billed/amount paid. I noticed that there were about 25% of the line-items that were denied, due to Not Applicable, or as Included in Other Payouts. Of the balance, any MD or other qualified medical individual's bill was cut to 55% or less; Drugs and Durable Medical Equipment charges were cut to 35% or less. My insurance paid out less than $14K on the original $40+K bill.
I too believe that the hospital in your case should submit the bill to Britain's NHS and get their refusal in writing before your son makes any arrangements with them. As a visitor here on a valid visa, he should be covered at least in part, if not in whole due to it being emergency surgery.
“Last year I went through three days of tests at one of the hospitals in Philly; all was covered by my insurance, but I didn’t get the bill. I did have access to the insurance co.’s online system through my employer, and pulled the records showing procedure/amount billed/amount paid. I noticed that there were about 25% of the line-items that were denied, due to Not Applicable, or as Included in Other Payouts. Of the balance, any MD or other qualified medical individual’s bill was cut to 55% or less; Drugs and Durable Medical Equipment charges were cut to 35% or less. My insurance paid out less than $14K on the original $40+K bill.”
Your description is typical of many people that I know. It’s a game, or at least it looks like that from where I’m at.