But it may become more obvious when the ratio of old people on social security to younger workers goes from 8 to 1 today to 2 to 1 in 20 years.
As many posters have observed above, folks need to look out for themselves. Even if I had kids, I wouldn't count on squat from them in my later years. This ties back to the point I was trying to make about taking today's generation in context. One can bemoan it or one can accept reality. It's a dog-eat-dog world out there; better get yer 401k in order.