I see no reason to accept any of these explanations
It is a huge misunderstanding to take religion as an explanation of the universe as if it were an alternative to scientific knowledge.
Human beings are wired to be a part of. We exist to dedicate ourselves to good. Good is a covenant with the dead, the living, and the unborn. A person finds peace by aligning himself with the good. Organized religion exists to facilitate these processes. (In my opinion.)
IMO, it operates so as to exploit these processes.