You are missing my point, which is that Suze falls short of giving advice that does lead to success. I’ve thought that I have been missing part of her system, so I have done a ton of follow up and found that this is true.
You think I was jesting about “worshiping at the altar of FICO” and I was not. She is endoresed by FICO, gets money from them and discusses improving the FICO score in almost every show.
You have probably had personal finance success and I congratulate you for your hard work, however it WAS NOT by following Suze’s advice. It was, as you say, by following common sense principles that reputible financial counselors espouse. Suze IS NOT a common sense financial counselor.
She can get people about 70% there, so your success was by going that extra step on your own.