Posted on 09/17/2023 3:58:35 AM PDT by fruser1
'When they're damaged, the cost of repair is higher,' she said. Since electric cars have fewer components, when one does fail its more expensive to replace. That means insurers may prefer writing off a car over repairing it.
Unlike in the past when a windshield could be replaced with relative ease, the sensors that go into them now mean traditionally simple repairs have become longwinded and expensive. That also means they can take a while, leaving the insurance company responsible for renting a replacement car for the customer for even longer periods.
'If an electric vehicle is involved in a car crash, the likelihood of it being declared totaled is sometimes greater than a gas-powered vehicle because the cost of that battery can be half the price of the car,'
Tesla has introduced its own insurance service, available in 12 states, and claims it 'uniquely understands its vehicles, technology, safety and repair costs, eliminating traditional insurance carriers' additional charges'.
But some owners who have taken out Tesla policies complain that while they were initially offered well-priced premiums, data collected by the car on how they drive was soon used against them.
Tesla insurance policy holders can be penalized for accelerating too fast, passing too close to other vehicles, and even driving after 10pm.
(Excerpt) Read more at dailymail.co.uk ...
If the battery is damaged in an accident, then it is likely to be a total write off.
Psssst: No additional out of pocket coat to you doesn’t mean it’s free. :-)
...cost...
Nothing is free, there is a cost to everything. It’s all a matter of whom or what pays the cost.
Normal cars don’t spontaneously combust and burn down the house where they are garaged. For one. Normal cars being lighter weight don’t do as much damage in a minor collision as do the heavy-batteried EVs. Two. any more?
Elon Musk is among the greatest American businessmen to ever live.
The pitiful United Auto Workers Union is pathetically hoping that pro Labor President Biden will intervene and secure the benefits and wages the Union can’t. If that happens, all the UAW jobs will simply disappear along with bankrupt and failed GM, Ford and Stellantis.,
The Big Three are all losers who can’t compete in the American auto market. None of the three can make an EV that the public will buy.
None can come within a hundred miles of the various Tesla offerings that are in fact prevailing over all and anything the Big Three have cobbled up to try to sell.
Ford stock is going for only around $12 which is the true indication of the reality.
How do you spell “Duh”?
Fire hazard would be my bet.
Worth repeating. And memorizing. And restating often to those who make poor decisions or support those who do.
“drive too fast, drive more miles than others,”
But I have a problem with anyone that thinks like that. It’s no one’s business if I drive more miles than others. Only a democrat and commie would worry about that. Some people need to drive many miles to get to work or to shop. It’s called freedom.
And how fast I drive, our state gives 8 miles over the limit before ticketing on out of town roadways. I do it a lot and it’s no ones business.
This nation is rapidly becoming a commie state where people are buying into that 15 minute city where we get to live in a cracker box 15 minutes from every thing, own nothing and be happy.
You have a very valid point.
” I wonder if home owner’s insurance will cover the loss of the house, in that case?”
I imagine in small print on your policy there is a clause that ownership of an EV must be disclosed. If, not it will be soon enough. I can see claims being denied for that scenario.
Every GREAT idea environmentalists come up with is a GREAT failure
Exactly, I have a 1998 Toyota Corolla and 2008 Toyota Highlander I am driving now to my grave. It’s only going to get worse. 1) cars will become like appliances are now, so expensive to fix it makes more sense to buy a new one; that’s what dealers want; 2) the average mechanic won’t be able to fix the cars so you’ll be stuck going to the dealer or high end shops and pay outrageous prices; 3) it will become like farm machinery is now; they’ll claim everything is covered by intellectual property and even if you can fix the car it will be a breach of the IP to fix it yourself; you’ll have to go to the man for repairs; 4) new gas cars will be banned by the regime in a few years and that’s the only option you’ll have. Cherish your old car and drive it forever!! However, I assume at some point the FBI will say driving an old gas car is a sign someone is a subversive that needs to be prosecuted.
Edit. Total US deaths due to HIV is no longer being reported after 2019 when over 700,000 were reported, but the est. rate is about an average of 5,000 per year, which (if going by official stats) would bring total HIV deaths to over 704,000 - not 800,000 which I had stated. I try to to be accurate, by the grace of God..
[[Since electric cars have fewer components, when one does fail its more expensive to replace]]
That makes no sense at all- fewer does not automatically translate to “more expensive”!
—’Because they cost the insurance companies more money in claims?”
A friend receives a nice discount by allowing the insurance company to track his driving with a hardwired black box.
The only scenario where your driving is no one else's business is when you own the property outright and build the roads at your own expense.
On Public Roads, the cost of your driving is everyone else's business.
Free —> NO !!
We actually had a mechanic that in changing an engine, put a crack in our windshield. He just said, your insurance will replace it for free, not my problem !
First time, never again on this guy.
Good advice. But, to this day, I still regret that my father wouldn’t let me buy that cherry ‘61 Corvette from the widow lady that was selling it for $1450. It was 1969, I was 17, and I had a ‘63 Impala 2-door to sell first. That was Dad’s demand. Couldn’t sell the Impala, didn’t get the Vette, didn’t hydroplane into the ditch like I did with the 1967 Camaro I bought a year later. Dad was moderately right. Heck...wish I still had the Impala AND the Camaro.
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