Posted on 08/04/2017 11:41:01 PM PDT by 2ndDivisionVet
FWIW.
I haven’t paid for “Health Insurance” since 1996.
And, I only did so prior because my wife at the time demanded “we be covered”.
Personally, I don’t think doctors are as smart as we are told. After all, most are still just “Practicing Medicine”.
I avoid all pharmaceuticals with an exception to antibiotics when I have an infection, which is rare. Penicillin works just fine and it’s stupid that I need to pay some Bozo Doctor to give me a prescription.
It’s even more retarded to think that I’m supposed to accept the bullshit from our government that basically says I’m too stupid to know what’s best for me.
Ping
It’s NOT insurance.
Every state has a regulatory board/entity FOR insurance.
IF this was insurance, it would HAVE to be regulated.
The disclaimer is there to dispose of the regulators...
FWIW: My plan has a monthly newsletter that has a section for ‘additional needs’ - needs that are outside of the ‘sharing group’ (often a new member with a preexisting condition or a member who did not opt for the unlimited plan - $20 per month extra - or an expensive ambulance ride).
Last December the group sent out an email which stated that if every member gave $25 extra this month (one time deal) ALL of the additional needs would be met. We gave our contribution and in February the newsletter posted that all additional needs had been met and included a thank you to the members.
It’s NOT insurance but it does seem to work.
How often does that happen?
Are the rates negotiated with the providers or are you on your own to try to arrive at an “acceptable” price for services?
Yeah...like that!
BBB333, thanks very much for the insight.
It’s an interesting approach. It relies on group charity and requires an element of faith (not in religion, but in other members) to make it work.
A member contributes when asked in the hope that others will rise to the occasion when the member needs it.
The monthly payment probably shakes out a lot of deadbeats.
But no guarantees.
Also, if there are charitable organizations willing to help people pay their medical expenses or pay off their loans, then that's fine as well. Just so long as medical costs are paid for directly and non-governmental loans, cost-sharing, etc. is kept between the patient and his benefactors.
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