Posted on 03/06/2017 5:27:19 PM PST by Helicondelta
The House Republican Obamacare replacement package is finally out, and the two main health care committees Ways and Means, and Energy and Commerce are scheduled to start working on the bills on Wednesday.
Here's your speed read on what's in them:
Out:
- All Obamacare taxes
- All Obamacare subsidies, including its premium tax credit
- Individual, employer mandate penalties
- "Cadillac tax" (until 2025)
- No longer will limit the tax break for employer-sponsored health coverage
- No payments to insurers for cost-sharing reductions
- Selling insurance across state lines (can't be done in the "reconciliation" bill)
- Medical malpractice reform (can't be done in the "reconciliation" bill)
In:
- Pre-existing condition coverage
- Continuous coverage 30 percent penalty if people don't keep themselves insured
- Special fund to help states set up "high-risk" pools, fix their insurance markets, or help low-income patients
- Enrollment in expanded Medicaid will be frozen
- Current enrollees can stay until 2020, and keep getting extra federal funds, until they leave the program on their own
- Medicaid will change to "per capita caps" (funding limits for each person) in fiscal year 2020
- A new, refundable tax credit will be available in 2020 to help people buy health insurance
- Covers five age groups starts at $2,000 for people in their 20s, increases to $4,000 for people in their 60s
- It's not means tested, but phased out for upper-income people (starting at $75,000 for individuals, $150,000 for families)
- Insurers can charge older customers five times as much as young adults
(Excerpt) Read more at zerohedge.com ...
Nah, this is simply a way to limit the practice of not having insurance when you’re healthy and once you’ve come down with illness THEN & ONLY THEN getting coverage. Such folks SHOULD pay higher premiums IMHO. To avoid such higher premium “penalty”, folks can simply continue to choose to not have insurance (i.e., continue to “self-insure”).
Also..they need to include healh share minitsry health premiums for all of the tax credits insurance consideration.
Right now considered coverage for obamacare tax penalty but no tax deduction
Exactly—what needs phasing out is the tax deduction for employer-provided insurance. A phased-in extension of the tax deduction is taking it in the wrong direction.
Also, fine—let insurers offer a plan with slacker (up to age 26) coverage. But let them offer plans without it too.
This is just the cold peas of Obamacare pushed around on the plate.
Short term insurance sounds fine WHY would they not include it!!! Seems to me that the more people paying for insurance short term or otherwise is better for ALL!!!
insurance companies don’t want to go up against more competitors, so they don’t want to compete across state lines. Since Ryan et al are creatures of corporate donors, I doubt we’ll get to buy insurance across state lines
Ryancare being compared to jar jar binks...dr thunder drink.....the new 24 hours show....etc...let me add replacement on bewitched..new Dick.....timothy dalton as Bond.....in the faceoff.
Ryan...your version sucks
Heath ledger joker versus jared Leto.
Leave it to ryan to form ryancare that hacks off both sides
The New Coke of healthcare.
To their plan I say no.
I think we want the Tom Price bill.
I KNOW WE WANT the Tom Price bill, which is ALSO the Freedom Caucus bill and Rand Paul bill BUT LYIN RYAN has his BETTER WAY BILL!!! Ryan doesn’t have the votes this bill is DOA!!
Will the “across state lines” have to be handled by each State ..?? I’ve wondered about that because States have very different laws regarding different insurance agencies.
So, you’d have to apply and it would be up to the State’s regulations as to whether your purchase would be allowed.
IS THIS POSSIBLE ..??????
Because Pennsylvania wants to force everyone to cover druggies and Delaware wants to force everybody to cover STDs of people who stick their johnsons where they don't belong.
Just to cite two examples.
It's called underwriting.
Older clients (60-65) have more money and make more claims than younger more healthy families, it should cost more. Carriers need as many young insured as possible to keep overall premiums down.
Of course none of it should cost anywhere near what does now.
As a real world example. young male drivers are charged higher rates on car insurance.
Well, then normal, cost conscious shoppers won't buy coverage from PA and Delaware. Soon those states will have only high risk/high claims individuals in their pools and they will go bankrupt.
Problem solved.
It’s a 123 page adjustment to the 2000 page monstrosity.
Obamacare caps it at 3x.
So I guess I can take my current full price policy and multiply it by 5/3.
Sucks anyway I look at it.
You’re misreading it.
You never have to buy insurance at all. There’s no mandate. However, if you decide to go without insurance from the start, and then get sick and want to buy insurance, you can be charged up to 30% more than you’d otherwise have paid if you’d have purchased insurance at the outset.
This is not only reasonable, but it’s probably too cheap. The law should instead specify that the insurance company can omit coverage for any pre-existing condition that you have when you finally decide to sign up. That way, you take the complete risk of going uninsured. Why shouldn’t you? A 30% premium increase will be a bargain for most people and they’ll wait to sign up until they incur a major health event.
>>[ Insurers can charge older customers five times as much as young adults ]
WTF???<<
So you think a 19 year old should pay as much for an individual health insurance policy as a 60 year old then?
So. Why the hell should I support the GOP endorsed abortion over the rat endorsed abortion? What the **** is so hard about repeal?
I stand with Rand on this one.
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