Posted on 11/17/2014 9:08:26 AM PST by PROCON
Workable ideas would be more useful.
some lack breadth (i.e. you forgot the catastrophic coverage component of MSAs).
But a family would still need to come up with $10,000 or $10,000 in deductabls plus huge co-pays.
...and yet auto mechanics don’t seem to have too much trouble dealing with very similar sorts of issues.
Not if the competition kept the savings as well.
Ultimately, the price settles at a point where if the competitors offering the product drop their price any further, they’d go out of business. In fact, sometimes, it is how the herd gets culled. And then when the weak ones do go under, the survivors raise the prices to where they can make a living AND compete.
In theory perhaps. But we don't live in theory
In theory perhaps. But we don’t live in theory
No ‘workable’ plan will work until we can control the attorneys and alphabet gov departments. IMO.
That $10,000 number represents a family with a serious health issue, not an average.
Still ignoring the one that’s been gathering dust on Dingy Harry’s desk, I see
Yep. Ask KMart and Hollywood Video about real competition.
And then one bright day, you or your spouse will have a heart attack or stroke and your income and wealth will be gone.
You give a voucher for a year so they can either work or go back on welfare insurance. This prevents them from claiming they are victims. They have a choice. Socialism in healthcare does not work.
Lawsuit reform, cross state competition and so forth.
It was not, if it had been they never could have foisted Obozocare upon the country.
Healthcare, (note I do not say "health insurance" because it is not "health insurance," rather it is a pre-paid health plan that includes many extra charges not applicable to one's health care) needs to be exposed to free market competition. The problem is that *NONE* of the pigs feeding at the health care trough (pols, doctors, nurses, insurance companies, SEIU et al) want that and it will ultimately have to be forced upon them.
A good first start would be to open health insurance to interstate competition. I live in CA and buy my car insurance in TX (USAA). But my masters in Sacramento do not allow me to purchase health insurance outside of California lest I obtain a policy that does not contain coverage for treatments I would never need but need to pay for so others can be receive them.
A good second start would be to allow the sale of high deductible policies that cover catastrophic medical issues only. That is what insurance is supposed to be after all. But then my costs would reflect *MY* risk and not the risks of the uninsured and illegals receiving free treatments which is exactly why my masters in Sacramento prohibit it.
You are correct. And I never blamed Obamacare for that. I said Government spending on health care in the form of Medicare, Medicaid, EMTALA, and other subsidies are keeping up the costs.
Just like college tuition. Once you remove the government aid, the prices will come down.
You’re forgetting about competition. Companies don’t just get to arbitrarily decide their profit margin. If company x makes $10000 profit, someone else will do it for $9900, then company c does it for $9850 plus a free checkup or something. It’s why LASIK used to cost $12 grand and now they do it in the mall for much less and much more effectively. No third party payer distorting the market.
Yes, Medicare is the problem, and it has been destroying the budget, the way laws are passed, and the medical system since 1965.
A system of payments that is open-ended cannot coexist with Constitutional money and a rational appropriation process. Medicare has relied on money-printing and borrowing since 1986.
IF insurance for over-65s is to continue, either fixed payments have to be adopted (you get $10K/year to buy insurance or pay your bills), OR strict rationing has to be adopted. There is no other way.
Exactly.
Disappointing most Freepers don't know this....and this lack of research and awareness is a big part of the reason the libTards and Dear Leader have gotten ay with so much.
Sins of omission...inattention
I'll check that out.
Point I'm making is that I wonder how good everybody's health care really is? My 80/20plan costs over 2 K/month; they tell me I have a Caddy Plan, but it sure doesn't seem that way to me after the last 6 months what we've been through, no joke. Just another way for EBMS to become more profitable.
Yes... but also very appropriate to compare automobile owners to humans. You may not have noticed, but they are quite similar. :D
Mechanics have to also deal with people who ask for quotes to fix problem X, but then when the customer brings in the car they also want service for problems Y and Z. They deal with it.
And if my knuckle-headed brother-in-law from Jersey can handle it, so can an MD.
35 is the number I heard. If we really wanted to help the uninsured, why didn't we get the other 15 aboard or if you are BHO the other 22 ;-)? Nah that was to easy, it was all about control...
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