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Hospitals ask patients to pay upfront ("Unexpected" ACA Consequence)
CNN Money, via WCYB TV 5 ^ | September 29, 2014 | Tami Luhby

Posted on 09/29/2014 9:28:11 AM PDT by Timber Rattler

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To: utax

Three months ago my wife tried to negotiate with a hospital on a bill she’d gotten. The woman told her she couldn’t accept a lessor payment until October. We have know idea why. My wife sent a check with “PAID IN FULL” in the memo section. They cashed it. We keep getting bills for the difference so we sent them a copie of the cancelled check. We believe the bill will stop coming next month.


21 posted on 09/29/2014 9:58:41 AM PDT by VerySadAmerican (Liberals were raised by women or wimps. And they're all stupid.)
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To: rlmorel

Yup, this is actually going to make the case for single payer to a lot of people.


22 posted on 09/29/2014 10:07:02 AM PDT by tanknetter
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To: Resolute Conservative
Yup. Got stuck in the clinic waiting room of a large university hospital center in Chicago several years ago for over an hour.

Stuffed with Mexicans and blacks.

I and one other white guy were the only ones asked to pay anything during that whole time.

Later I got socked with a $250 deductible payment for outpatient services, so I was subsidizing care for Mexicans and the local loafing class through both my taxes and my own pocket.

23 posted on 09/29/2014 10:10:26 AM PDT by pierrem15 ("Massacrez-les, car le seigneur connaît les siens")
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To: Timber Rattler
I wonder how many people who got a bronze plan understand that they best have at least $5,000 readily available to pay the deductible. It would make no sense for hospitals and doctors not to insist on payment of the deductible up front, or the full bill if it falls under the deductible.

It's incredible, but I suspect there are many people out there who are not financially sophisticated enough to know how insurance works.

24 posted on 09/29/2014 10:13:49 AM PDT by grania
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To: Rusty0604

and the press will carry that theme for them 24/7.


25 posted on 09/29/2014 10:21:10 AM PDT by Secret Agent Man ( Gone Galt; Not averse to Going Bronson.)
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To: grania

“It’s incredible, but I suspect there are many people out there who are not financially sophisticated enough to know how insurance works. “

Don’t expect most to pony up $5k either.


26 posted on 09/29/2014 10:23:01 AM PDT by DonaldC (A nation cannot stand in the absence of religious principle.)
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To: VerySadAmerican

their business tax year ends in september. could probably do bookkeeping to accept a lesser amt in the next year.


27 posted on 09/29/2014 10:23:08 AM PDT by Secret Agent Man ( Gone Galt; Not averse to Going Bronson.)
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To: Timber Rattler

Delicious irony though in that the supporters of this claptrap were all under the delusion that health care was gonna be FREE.

Not gonna go well for Barry and the boys when enough of them get smacked with up-front charges.


28 posted on 09/29/2014 10:27:53 AM PDT by Buckeye McFrog
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To: raybbr

Same as public utilities and how the gubment “protects” the public.

Many years ago I saw how public utilities operate. Our gas plant, operated by a large oil company was across the street from one operated by a public utility... Michigan Wisconsin Gas. Our plant looked like hell theirs was perfect and pristine. The difference? Theirs was paid for by rate payers and their profit was a guaranteed percentage of costs. Our profit was based on a margin of sales - cost. Not the same. We were motivated to keep cost down and they were motivated to make costs as high as possible.

How does this happen? Politics and politicians and legalized bribes in the form of campaign “contributions”. This is why the insurance companies support obastard care. That rule that premiums can’t exceed a certain percentage of cost and that overhead can only be a certain percentage of premiums and the refund some got the first year... remember it well, you won’t see that again. Costs will be adjusted up in a back scratching agreement between insurers and providers. They both win and we are screwed.


29 posted on 09/29/2014 10:35:41 AM PDT by Sequoyah101 (I)
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To: DonaldC

It actually would be appropriate for people to have to keep the amount of the deductible in an account or as available on a credit card as a condition of the insurance.


30 posted on 09/29/2014 10:53:14 AM PDT by grania
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To: Timber Rattler

I hope every Obama supporter who chose a subsidized ObamaCare plan gets bitten by this. These parasites are no different from mosquitoes - a good swat is what they need now and them.


31 posted on 09/29/2014 11:14:43 AM PDT by Pollster1 ("Shall not be infringed" is unambiguous.)
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To: Cowboy Bob
Talk about never letting a crisis go to waste. The Republicans could hold hearings in the House and Senate 24/7 for the next 2years. They could make mincemeat out of ?Obama and the Democrats.

I love your optimism. Seriously, though, what action have the Repubs done in the last 20 years that would make you think that this has even a modicum of possibilty of coming to fruition?

32 posted on 09/29/2014 11:20:05 AM PDT by Turbo Pig (...to close with and destroy the enemy...)
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To: Timber Rattler

But the GOP-e solution is not repeal; it’s “fixing” 0bamafraud.


33 posted on 09/29/2014 11:23:46 AM PDT by windsorknot
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To: VerySadAmerican
like the woman who said Obama was going to make her house payments and fill her tank with gas.

I remember a news report recently about them checking back with that woman. I don't remember if she had totally seen the light, but she was disappointed and **ssed.

34 posted on 09/29/2014 11:24:49 AM PDT by listenhillary (Courts, law enforcement, roads and national defense should be the extent of government)
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To: grania
It actually would be appropriate for people to have to keep the amount of the deductible in an account or as available on a credit card as a condition of the insurance.

Wondering out loud... Soon to be made law? A withholding program run by the government that keeps the money in a "lockbox" so you have enough to pay the deductible?

35 posted on 09/29/2014 11:28:19 AM PDT by listenhillary (Courts, law enforcement, roads and national defense should be the extent of government)
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To: Pollster1

I know I used to have something like that, in a job of long ago...HSA (health savings accounts).

‘Bout the ONLY job, and time, I’ve been offered. Now, they all favor the FSA (flexible). I presume D.C./etc. are harping the latter; even though it’s ‘use it or lose it’ vs. the former (which is ‘MY’ $$). Yeah, I can see why already...


36 posted on 09/29/2014 11:28:49 AM PDT by i_robot73 (Give me one example and I will show where gov't is the root of the problem(s).)
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To: MeganC; All

“The nightmare is just getting started.”

BUMP!


37 posted on 09/29/2014 11:48:06 AM PDT by Diana in Wisconsin (I don't have 'Hobbies.' I'm developing a robust Post-Apocalyptic skill set...)
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To: Timber Rattler

We have had to pay something up front since 2010 at our local hospital. If you pay in full, they discount the amount, so we try to pay it all. Not always possible, but we do what we can do.


38 posted on 09/29/2014 11:50:20 AM PDT by Marie Antoinette (:)
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