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Obamacare's Website Is Crashing Because It Doesn't Want You To Know How Costly Its Plans Are
Forbes ^ | October 14, 2013 | Avik Roy

Posted on 10/14/2013 3:56:58 PM PDT by Clintonfatigued

But the laws’ supporters and enforcers don’t want you to know that, because it would violate the President’s incessantly repeated promise that nothing would change for the people that Obamacare doesn’t directly help. If you shop for Obamacare-based coverage without knowing if you qualify for subsidies, you might be discouraged by the law’s steep costs.

So, by analyzing your income first, if you qualify for heavy subsidies, the website can advertise those subsidies to you instead of just hitting you with Obamacare’s steep premiums. For example, the site could advertise plans that “$0″ or “$30″ instead of explaining that the plan really costs $200, and you’re getting a subsidy of $200 or $170. But you’ll have to be at or near the poverty line to gain subsidies of that size; most people will either not qualify for a subsidy, or qualify for a small one that, net-net, doesn’t make up for the law’s cost hikes.

This political objective—masking the true underlying cost of Obamacare’s insurance plans—far outweighed the operational objective of making the federal website work properly. Think about it the other way around. If the “Affordable Care Act” truly did make health insurance more affordable, there would be no need to hide these prices from the public.

(Excerpt) Read more at forbes.com ...


TOPICS: Government; News/Current Events
KEYWORDS: donate; healthcaredotgov; obamacare; search

1 posted on 10/14/2013 3:56:59 PM PDT by Clintonfatigued
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To: fieldmarshaldj; AuH2ORepublican; Impy; GOPsterinMA; randita; Sun; LdSentinal; Viennacon; ...

This isn’t imcompetence, it’s a trap. I hope most of the people getting caught in it are Obama supporters.


2 posted on 10/14/2013 4:00:27 PM PDT by Clintonfatigued (The War on Drugs is Big Government statism)
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To: Clintonfatigued
far outweighed the operational objective of making the federal website work properly.

Come on - we are talking about a gov't project here. Incompetent hackery is a much more likely explanation for the failure of the website than Machiavellian genius.

3 posted on 10/14/2013 4:03:07 PM PDT by vbmoneyspender
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To: Clintonfatigued

If the site does eventually get fixed, it will get hacked and mined for personal info.
Even though many of these people probably don’t have a lot of dough, they can still use the info to pose as medical providers and make false claims to insurance companies.


4 posted on 10/14/2013 4:06:03 PM PDT by grumpygresh (Democrats delenda est. New US economy: Fascism on top, Socialism on the bottom.)
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To: Clintonfatigued
Posted earlier -- the kind of 'thinking' evident in the title would be referred to as schizotypal in psychiatric circles.

There is nothing wrong with evaluating the applicant's income to determine what level of subsidy they're eligible for and then displaying the net actual cost. To do anything else would be misleading.

5 posted on 10/14/2013 4:06:29 PM PDT by steve86 (Some things aren't really true but you wouldn't be half surprised if they were.)
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To: steve86

....so what other product or service do you have to give all your financial/medical info before you get to the cost part...?


6 posted on 10/14/2013 4:10:03 PM PDT by spokeshave (While Zero plays silly card games like Spades - Putin plays for keeps.)
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To: Clintonfatigued

Like I’m gonna give a KNOWN ID THIEF like hussien my personal info!


7 posted on 10/14/2013 4:14:54 PM PDT by rawcatslyentist (Jeremiah 50:32 "The arrogant one will stumble and fall ; / ?)
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To: spokeshave

Please clarify what you mean by “give all your medical info”.

Although this article concerns the fedgov exchange website, my state’s site required only that I give the ages of myself and family members and monthly gross income to get the premium and subsidy. There were no questions of any kind about medical history there or in the full application process (other than “Are you a smoker?”, sort of).


8 posted on 10/14/2013 4:17:36 PM PDT by steve86 (Some things aren't really true but you wouldn't be half surprised if they were.)
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To: Clintonfatigued

Ping for later


9 posted on 10/14/2013 4:23:49 PM PDT by Springfield Reformer (Winston Churchill: No Peace Till Victory!)
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To: steve86

There is nothing wrong with evaluating the applicant’s income to determine what level of subsidy they’re eligible for and then displaying the net actual cost. To do anything else would be misleading.


No, the point is you have to jump through a dozen hoops just to get basic obamacare information. You absolutely should not have to register to learn what the premiums are. They are deliberately making the website opaque and that is outrageous.


10 posted on 10/14/2013 4:30:46 PM PDT by lodi90
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To: spokeshave
....so what other product or service do you have to give all your financial/medical info before you get to the cost part...?

We have put up with this from the higher education establishment for many year. You are forced to divulge all of your income and wealth before they will tell you how much subsidy you can get. The liberals running our colleges have been running this scam for years unchallenged.

11 posted on 10/14/2013 4:33:55 PM PDT by the_Watchman
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To: lodi90

Sounds as though it should have been designed more like some of the state websites.

In fact, I had my premium and subsidy information about three weeks before the state website actually opened for applications, just using the front-end calculator they had. Also had the deductibles, OoP, etc., through the insurance company websites.

I still don’t believe they are deliberately making the fed website opaque or inaccessible, though. That’s silly.


12 posted on 10/14/2013 4:38:28 PM PDT by steve86 (Some things aren't really true but you wouldn't be half surprised if they were.)
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To: steve86
the kind of 'thinking' evident in the title would be referred to as schizotypal in psychiatric circles.

Shhhhh. That's what they WANT you to think. But I've said too much already. One of the moderators is a mole and if he sees this . . .

13 posted on 10/14/2013 4:39:53 PM PDT by Jeff Chandler (Let your 'Yes' mean 'Yes,' and your 'No' mean 'No.' Matthew 5:37)
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To: Clintonfatigued
I hope most of the people getting caught in it are Obama supporters.

Sadly, unless the whole damn bill is repealed we are ALL CAUGHT IN IT! This is heading toward the ultimate goal of the Marxists, Single Payer. It has always been one of their major goals.

14 posted on 10/14/2013 4:42:45 PM PDT by Don Corleone ("Oil the gun..eat the cannoli. Take it to the Mattress.")
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To: Don Corleone

Thus the inflated numbers of shoppers v. the pathetic numbers of actua sign-ups. When someone finally gets to the price, they exit.


15 posted on 10/14/2013 5:08:50 PM PDT by Kanzan
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To: Kanzan

Skip the broken website and go here: http://www.hughchou.org/calc/aca/

Select state from drop down menu then county.

Other calculators by Hugh Chou: http://www.hughchou.org/calc/


16 posted on 10/14/2013 5:47:25 PM PDT by Caribou ( www.ktok.com Red State Radio free streaming.)
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To: vbmoneyspender
Come on - we are talking about a gov't project here. Incompetent hackery is a much more likely explanation for the failure of the website than Machiavellian genius.

Get with the program - it's all Machiavellian genius hiding behind incompetent hackery these days.

17 posted on 10/14/2013 5:59:10 PM PDT by Talisker (One who commands, must obey.)
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To: steve86

Once you gave them you name, date of birth and ssn they had access to your IRS and any on-line medical information. The reason that these systems are so slow is that they link to the IRS, Medical, Federal criminal, and other databases.


18 posted on 10/14/2013 7:01:06 PM PDT by RetiredTexasVet (When His Arrogance talks out of his a$$, Harry Reid's lips move.)
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To: spokeshave
Car salesmen around military bases do this. They start by asking "So what do you want your payments to be under?"

And then they try to get you to fill out an application so they can run your credit. And then they find some fly-by-night pawn shop lending institution to extend you a loan mortgage on the vehicle for the next 10 years.

If you tell them you just want to know what the sticker price of the vehicle is, the respond with - that's not how we're running the "sale."

I walked off two lots in Jville, NC (Camp Lejeune area) b/c of that style of nonsense.

But the short answer to your question: Conmen. Conmen selling products and services of any type require your financial information before you get the cost.

19 posted on 10/14/2013 7:17:23 PM PDT by Repeat Offender (What good are conservative principles if we don't stand by them?)
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