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Do you buy or recommend insurance for CCW? (And RSO?)
Self ^ | July 2, 2017 | Reno89519

Posted on 07/02/2017 12:04:18 PM PDT by Reno89519

Do you buy insurance covering your carrying guns, specifically CCW, but any for that matter? And if you are a range safety office, do you buy insurance coverage for that?


TOPICS: Miscellaneous; Outdoors
KEYWORDS: banglist; ccw; insurance; rso
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To: Reno89519

Thanks


21 posted on 07/02/2017 1:39:00 PM PDT by umgud
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To: Red in Blue PA

So am i looking to get in a car accident no


22 posted on 07/02/2017 1:48:39 PM PDT by al baby (May the Forceps be with you Hi Mom Its a Joke friends)
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To: al baby
Also Kill the person double tap wait a few minutes before calling 911 its cheaper to kill than keep someone alive for 20 years in a coma

Not to make light of your comment, my attorney once told me if I ever shot someone to make sure I killed them instead of maiming them because estates settle for less.

I'm NOT kidding.

23 posted on 07/02/2017 1:54:31 PM PDT by usconservative (When The Ballot Box No Longer Counts, The Ammunition Box Does. (What's In Your Ammo Box?))
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To: SW6906

When I was an RSO I carried insurance. As a humble CCW individual, No.


24 posted on 07/02/2017 2:00:32 PM PDT by Cobra64 (Common sense isn't common any more.)
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To: Reno89519

1911s should be on the “approved” list in CA.


25 posted on 07/02/2017 2:01:57 PM PDT by Cobra64 (Common sense isn't common any more.)
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To: al baby; usconservative

YES. Thats the ‘Accident Forgiveness’ rider. It can only be engaged by the policy holder, himself, and requires no official notifications what so ever.


26 posted on 07/02/2017 2:23:44 PM PDT by Delta 21
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To: usconservative

I was not either kidding that is


27 posted on 07/02/2017 2:35:04 PM PDT by al baby (May the Forceps be with you Hi Mom Its a Joke friends)
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To: Reno89519

Nope.

I cannot afford life insurance.
Why would i consider “gun” insurance?

I consider the whole damn thing another around the bush method of Communist gun registration.

They cannot get YOU to do it, but they CAN force a business to do it.


28 posted on 07/02/2017 3:01:50 PM PDT by Terry L Smith
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To: Reno89519

https://www.texaslawshield.com/


29 posted on 07/02/2017 3:28:02 PM PDT by mylife (the roar of the masses could be farts)
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To: al baby

I didn’t think you were! :-)


30 posted on 07/02/2017 5:32:13 PM PDT by usconservative (When The Ballot Box No Longer Counts, The Ammunition Box Does. (What's In Your Ammo Box?))
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To: mylife

Ditto on Texas Law Shiel. They cover you from bang to done, reasonable price. I’m sure they look after you if you are being sued also.

I’ve been with them since their start. If you pull the trigger, call the cops, give a brief “I had no choice, and had to shoot to save innocent life” then, refuse further statements until you consult your attorney. Then call the 24 hour phone number and they will send a qualified attorney to represent you going forward.

They include multiple states, not just Texas. Might even be all 50 by now.


31 posted on 07/02/2017 5:53:57 PM PDT by TexasPaul (TexasPaul)
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To: Reno89519

I hear the “USCCA” policy is good. I have an “umbrella liability” policy thru my homeowners insurance, but I am pretty sure that wouldn’t be too useful in a shooting incident, will have to check with my agent.

USCCA policy/membership info.: https://www.usconcealedcarry.com/membership/


32 posted on 07/02/2017 6:10:30 PM PDT by Drago
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To: Reno89519

I added a rider to my homeowners policy to cover my gats.


33 posted on 07/02/2017 6:45:09 PM PDT by tumblindice (America's founding fathers: all armed conservatives)
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To: backwoods-engineer
Thanks. Though I carry CCW insurance, I'm going to contact them regarding what seems to be legal defense rather than insurance, perhaps as a backup.

Couple things I'd mention, maybe some of FR's attorneys can clarify these things, I'm not.

Check with the company to see what you're purchasing, most do cover civil damages. As do some umbrella liability policys. Others specifically exclude firearms. Ask your agent and read the policy for an exclusion.

Also, while some may provide some funds up front toward attorneys fees and bail, it's insurance, largely paid at the conclusion of the case. It's your expense till then. That's what appeals to me about the Legal Defense rather than insurance concept, if I read their website correctly.

Also, if you're found guilty, insurance doesn't generally cover you if you were acting illegally. Something relatively simple, like illegal discharge in defense of your life, you might be OK but ask your attorney and the insurer if you might be depending on it.

34 posted on 07/03/2017 2:35:12 PM PDT by SJackson (The Pilgrims—Doing the jobs Native Americans wouldn’t do !)
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