Dave Says Husband Should be a Man

Townhall.com ^ | January 8, 2013 | Dave Ramsey

[EDINVA]

We each have a small checking account with its bank card because the bank issues only one card per account, and swiping is the way each of us does most of our small-time shopping. It’s just a convenience.

Otherwise, everything is joint, all bills jointly paid. I DO think that all this up-front his/hers anticipates an eventual divorce.

[pepperdog]

“people get married and immediately form contingency plans for a divorce”

Maybe you’re right. We’ve been married 41 years and have never combined our accounts. We both had rather unsuccessful first marriages. I’ll let you know how it worked out in a few more years...:^)

[OneVike]

Notice what Proverbs 31 says about the perfect wife.

Good point, Proverb 31 is an excellent example of God allowing the wife to handle the homes finances. It is said that Proverb 31 was written by Solomon's mother, Bathsheba. Ancient Jewish tradition identifies King Lemuel to be King Solomon.

David was in his late years when Solomon was being raised. Like all of David's many children, it was his wives who raised them. God allowed the union of David and Uriah's widow to produce the lineage that would lead to the birth of both Jesus' earthly parents, Joseph through Solomon, and Mary through his brother Nathan.

As an aside, Bathsheba: (2 Samuel 11:1-27), is one of only four women named in Matthew's genealogy of Jesus. (Matthew 1:1-6) The others being, Tamar: (Genesis 38:6-30), Rahab: (Joshua 2:1-24), and Ruth: (Ruth 1:1-4:22).

Evidently, God has a much higher opinion of a women than many Christian men do.

[wardaddy]

Best marriage advise I ever got was from my female banker was to have separate bank accounts and credit cards

lol...that is silly...it's like when I see married hipsters buying groceries together but separately

and if you have kids and yer wife is a stay at home mom...as she should be...then she will get hungry and wear rags with yer idea of separate bank accounts etc

hell I shared money even with my live ins way before marriage...I didn't care...long as they were "good" to me...i wanted a woman and that ain't free lest you're really hot and I'm anything but...I grew up where the man took care of the woman and I like it

is this the new world of how men are when they marry?

[wardaddy]

I look at these replies and think....”this is conservatism today”

Sad...truly pathetic

are there any men with balls left or do they let their wife kept them next to the checkbook?

my wife writes the checks for the bills and works on some of our family business clerical crap..and I appreciate it...she would rather my office manager did it for her like my dad’s secretary did for my mom...but alas..

but she pulls the cash from me or from accounts I feed

i do not bird dog her unless I see something excessive or should have been attended to or if i tighten our budget

big things like cars we talk about as a courtesy or she tells me what she wants...which is easy...she drives a Land Cruiser with only 10,000 miles per year...7 years now same car

but if I wanted to buy her a Cayenne or GL450 I just would but I’d be sure to get her color..but given this economy that ain’t happening

me ..it’s pickups and it’s time soon with 200,000 on the Dodge

even in the best of times and marriages there will be financial friction ...you have to work through it

btw...I think the women multitask myth is just that...a myth

they don’t multitask one bit better than men...women like things static...and safe

[samiam1972]

Yuck! I’d never want separate accounts. My husband makes the money and and I run the house and raise the children. We decide on the budget together and each of us gets the cash we need for the month. If something comes up and we don’t have the cash on hand to cover something, then we meet to discuss how to cover the unexpected expense.

We do have more than one account. We have a super savings account that does not get touched. EVER! It is our strictly emergency savings. We have a regular savings account for smaller things like a new car or repairs, mini vacation, etc. We live well below our means and are able to put money into savings every month. My husband has a credit card for work travel expenses but we do not carry a balance.

Being debt free has been the most freeing thing to happen in our marriage. It only took us 18 years!! Okay, it took us 12 years to pile up debt and 6 years to get rid of it. Worth every horrifying, gazelle intense moment! :0)

[Altariel]

I knew it: your new year’s resolution was: “Beat Altariel to the ‘Dave Ramsey ping’.”

Your secret is out!

[CSM]

Haha! I was just lucky this one time.....

[mom4melody]

We have separate accounts that work like this:

All accounts belong to both of us legally. My paycheck goes into the account I use primarily, and the same with the account the hubby uses.

I am responsible for the kids school tuition, music and sports fees, insurance, groceries, clothes, gifts, etc. Hubs handles the big stuff.

No chance of over-drafts because we forgot to tell the other about an expenditure and no need to call and ask “is there money in the account” if we need gas for the car, etc.