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Why the New Healthcare Bill Will Be a Loser
Scott Adams' Blog ^ | June 21, 2017 | Scott Adams

Posted on 06/23/2017 4:59:39 PM PDT by 2ndDivisionVet

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1 posted on 06/23/2017 4:59:39 PM PDT by 2ndDivisionVet
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To: 2ndDivisionVet

> The public will compare their proposed bill with Obamacare and conclude that the one metric they understand – the number of people covered

I don’t believe that for a minute.

The one metric they understand is “what does it cost me?”


2 posted on 06/23/2017 5:07:22 PM PDT by Ray76 (DRAIN THE SWAMP)
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To: 2ndDivisionVet

The contrast that matters most involves premiums not coverage. At a minimum whatever they do they must get the premium costs down.


3 posted on 06/23/2017 5:11:36 PM PDT by plain talk
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To: 2ndDivisionVet

It won’t be a complete failure - Øbongo was a complete failure. It will just be mostly a failure.

Small consolation I know...


4 posted on 06/23/2017 5:12:30 PM PDT by rockrr (Everything is different now...)
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To: Ray76

The 93 million people who lost their insurance want to know that everyone will be covered under new plan? Paid by their taxes.

Uhh,no! Everyone needs to strive to pay for their own healthcare insurance.


5 posted on 06/23/2017 5:14:53 PM PDT by OafOfOffice (W.C:Socialism:Philosophy of failure,creed of ignorance,gospel of envy,the equal sharing of misery)
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To: 2ndDivisionVet

Have a plan that offers a $50,000 deductible. That should be pretty cheap/s


6 posted on 06/23/2017 5:15:37 PM PDT by dynachrome (When an empire dies, you are left with vast monuments in front of which peasants squat to defecate)
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To: 2ndDivisionVet

He’s right....changes being made don’t help the system...and that’s what’s broken


7 posted on 06/23/2017 5:15:55 PM PDT by goodnesswins (Say hello to President Trump)
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To: Ray76
I don’t believe that for a minute. The one metric they understand is "what does it cost me?"

I think you're both right. Adams was referring to the "one metric" of ObamaCare before it was passed. Nobody considered the personal cost of the ACA because nobody could measure it in advance.

Eight years later, I believe the "what does it cost me?" metric has replaced the "how many people are covered" metric for many Americans. I would point out, though, that the "what does it cost me?" metric applies primarily to a relatively small group of people who buy their own individual medical insurance.

8 posted on 06/23/2017 5:17:12 PM PDT by Alberta's Child ("I was elected to represent the citizens of Pittsburgh, not Paris." -- President Trump, 6/1/2017)
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To: 2ndDivisionVet

Obamacare allows charging more for a pre-existing condition.
People don’t know that but it’s true.

Allow charging up to an extra 50% for more pre-existing conditions besides just smoking (obesity is one obvious choice) and money is available for more people to get ‘free’ healthcare.
A reasonable menu of pre-exes would only be common sense.


9 posted on 06/23/2017 5:17:21 PM PDT by mrsmith (Dumb sluts: Lifeblood of the Media, Backbone of the Democrat/RINO Party!)
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To: 2ndDivisionVet
Adams has been right about a lot of things. I hope he is wrong about this.

My hope is that NOTHING gets passed at this time. Several Republican Senators can take the heat; what little there will be. Remember, the Democrats don't want this passed. They can't very well attack Republicans for not voting for it.

My hope is that Trump recognizes a losing situation. I think the best outcome is to leave Obamacare intact and let it crash. Let it stay crashed long enough for Democrats to BEG the Republicans to let them vote for some improvements.

10 posted on 06/23/2017 5:18:13 PM PDT by William Tell
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To: OafOfOffice

Any bill creating health insurance schemes will be a fail.
These are nothing more than an attempt to put bandaides on a gangrenous wound.

The problem is cost. Medical care costs too much for many reasons. It is charging above the market’s ability to bear.

That is what needs to be addressed. The constant inflation of medical costs across the board.

Any attempts at comprehensive medical insurance is going to do nothing more than accelerate that inflation in exactly the same way that student loans have inflated the cost of secondary education.


11 posted on 06/23/2017 5:19:02 PM PDT by Grimmy (equivocation is but the first step along the road to capitulation)
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To: 2ndDivisionVet

Karl Denninger at Market-ticker.org has good ideas about the medical thing. Here is one.

https://www.market-ticker.org/akcs-www?post=232164

A One-Sentence Bill To Force The Health-Care Issue
[Comments enabled]

“Here it is:

“Notwithstanding any other provision in state or federal law, a person who presents themselves while uninsured to any provider of a medical good or service shall not be charged a price greater than that which Medicare pays for the same drug, device, service or combination thereof.”

That’s it.”


12 posted on 06/23/2017 5:19:23 PM PDT by dynachrome (When an empire dies, you are left with vast monuments in front of which peasants squat to defecate)
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To: dynachrome
Have a plan that imposes a $10,000 annual deductible, a $50,000 maximum lifetime deductible, a $1 million annual coverage limit, and a $5 million lifetime coverage limit. You'd probably be shocked at how inexpensive this would be.

If nothing else, it would help turn health coverage in the U.S. back into real insurance -- because the insurance industry would actually be able to price their risk in this scenario.

13 posted on 06/23/2017 5:20:01 PM PDT by Alberta's Child ("I was elected to represent the citizens of Pittsburgh, not Paris." -- President Trump, 6/1/2017)
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To: rockrr

The question is how to provide 10 Jillion dollars worth of benifits on an income of 1 Jillion dollars.

It’s a tough one.


14 posted on 06/23/2017 5:22:03 PM PDT by dr_lew (I)
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To: Ray76

Right. Lots of people want their health insurance for free. I say we should pay out of pocket for routine medical, and carry catastrophic coverage. Premiums should be devised similarly to life insurance premiums. If you smoke, drink more than a few per week, don’t eat vegetables, and/or are a fat gluttonous pig (etc) =====> higher premiums. I would also give a 100% premium surcharge to anyone who believes that the government should pay their medical bills. I would further double the health insurance premiums of anyone who has called for an ambulance because they had a headache or needed a ride to see their doctor.


15 posted on 06/23/2017 5:22:26 PM PDT by SecAmndmt (Arm yourselves!)
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To: 2ndDivisionVet

Rand Paul is proposing limited coverage for $1 a day. Brilliant idea. It will destroy the media narrative that people will “lose” their healthcare coverage.


16 posted on 06/23/2017 5:23:09 PM PDT by Helicondelta (Deplorable)
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To: OafOfOffice

Where did you get that figure?


17 posted on 06/23/2017 5:24:47 PM PDT by Fungi (Mucor roxii is not a rock band.)
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To: 2ndDivisionVet

Full repeal. End all federal involvement in healthcare.


18 posted on 06/23/2017 5:25:13 PM PDT by Extremely Extreme Extremist (Man-made global liberalism is killing the planet)
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To: William Tell
Here's my prediction of what would constitute a "best outcome" under current circumstances:

1. The GOP doesn't have the votes to pass anything remotely effective at fixing the problem.

2. ObamaCare continues to crash and burn at the end of 2017 as more and more people just walk away from their coverage and refuse to renew for 2018, and more and more insurance companies drop out of the business entirely.

3. President Trump announces that he will use his authority under the ACA to grant a blanket exemption for any medical insurance plan that is approved by any state insurance regulatory body, even if the insurance plans don't meet any of the requirements of ObamaCare.

Item #3 will fix the problem by allowing insurance companies to develop plans that actually meet the needs of their clients, and have lower premiums because they eliminate the costly mandates and regulatory requirements that ObamaCare imposed on the industry.

19 posted on 06/23/2017 5:25:14 PM PDT by Alberta's Child ("I was elected to represent the citizens of Pittsburgh, not Paris." -- President Trump, 6/1/2017)
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To: Ray76

Most of the public will applaud lower rates, assuming the plan achieves that.

The libs / media cabal will focus on # of people covered / not covered. Under obamacare, it was more important to have coverage than it was to have access.


20 posted on 06/23/2017 5:26:27 PM PDT by Chauncey Gardiner
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