Posted on 08/20/2016 10:29:09 AM PDT by Olog-hai
Health care will be on Rebecca Esparza’s mind in the voting booth this fall.
The two-time cancer survivor from Corpus Christi, Texas, says repealing the Affordable Care Act could make her uninsurable. The health law protects people with pre-existing medical conditions from being denied coverage. …
(Excerpt) Read more at hosted.ap.org ...
I have been paying for Healthcare since I was 18 Years Old.
I hardly used it if at all until my late 30’s.
At 52 I was Diagnosed with Leukemia.
Thanks to Obamacare, our Monthly Premiums have risen to $1,900 a Month. In December of 2013 we were paying $1,000 a Month including Dental and Vision (about $100 of the total per Month).
This is for HMO Coverage, not PPO Coverage for two Adults.
2014 - $1,300 a Month
2015 - $1,650 a Month
2016 - $1,900 a Month
2017 - Can’t wait to find out.
Despite the DNC Media’s Obamacare fan club, People were not dying in the Streets from Cancer or anything else before it was inflicted upon us. We have always had a Safety Net.
Being in a program like that is a method of getting discounts from the rack rate. I once had to come up with an accounting of medical bills in pursuing an adjustment of an auto insurance claim at which the other party was clearly at-fault. That’s when I saw that the doctor/clinic/etc. bills $X and the insurance company pays something like 30% of $X and the provider calls it square. It’s a big game.
Anyone who had been a liberal is going to be tempted to be a “liberal who was mugged” under conditions like this.
The system will bring its own demise, from greed of power.
This is a tough one.
If you argue against her, you can be seen as being hard hearted.
Insurance was long thought of as a place where you put money in advance of a need.
You paid car insurance so you had money available for car repair if you had an accident.
You let the insurance companies use that money you paid in advance to invest and make themselves some money.
Same with medical insurance.
If you have a pre-existing condition, then insurance doesn’t work.
You’re not pre-paying.
You’re forcing others to pay your medical bills.
If you force someone to pay for you, then you take away their freedom.
Sometimes, the insurance companies have enough profit to take care of things like this.
I don’t think that’s the case anymore.
Was there another route?
Well, my Son had lung cancer. He never smoked. No one knows how he got it.
It was expensive. They cut out a lung.
We paid a lot of money, but the majority of the bill was paid by my service in the Army.
And let me tell you, being in the Army for 28 years was a miserable way to make a living.
But, when I was young, I totaled up my options and went with the Army because it had benefits like this.
The decisions you make will have a serious impact on your life.
Choose wisely.
Yep. It is also usually tied into what Medicare allows as reasonable and customary charges. Insurance companies may not follow that rate of reimbursement exactly but they do use it as a guide. Medicare is one reason too why physicians can not adjust charges for certain patients to make the bill more affordable.
It is all a big scam. My big question on medical costs has always been, “How can health care be made affordable when nobody can really tell us the true cost?”
A simple law requiring certain insurance companies to insure anyone that applies no matter their health would have covered it. Along with higher rates for those applying. Maybe even a government subsidy for those with health care challenges. To remake the entire medical industry so it is destroyed is another thing altogether.
One other thing that Obama does not tell you, insurance does not equal health care. If you cannot find anyone to take you, the emergency room is still the only place you can go.
Didn’t get, couldn’t get? Most insurance policies wanted 180 days before high dollar care could be claimed.
This is one of the few areas where the bennies have some plausible connection with the Constitution. Promises were made in order to secure the services of what one day would be veterans. To see veterans screwed is a lot more bitter than to see programs like Social Security fail to pan out.
What a game, what a game.
It’s a lie
As long as it were utterly of option, rather than a custom such as being extended to all employees, such a situation would have only the very sick people applying.
There is no way to avoid the need of subsidization to make something like this work. But there are ways to keep the subsidization sane.
Even she waffles and says it “might.” Even AP knows that they can’t say it “will” because they don’t know what Donald Trump would come up with.
They’re making hay out of worry warts.
Donald, if he had to, could figure out how to make even a socialist system work better because it would not have to also be a sinecure government jobs program.
My brother lost his insurance when he had cancer. He couldn’t work.
Eventually, his wife got a job with insurance that covered him.
We had to buy insurance after my husband lost his job due to cancer.
I was denied coverage due to hypothyroidism and asthma. Of course, my husband was denied.
We got some insurance that would cover things except for the cancer, asthma, etc. It was also more expensive.
Our kids were protected because preexisting conditions were in place for them. They would have been denied too.
We have always had insurance, just like my brother. We didn’t wait to get insurance.
We used up our cobra and then had to buy it.
There are lots of things wrong with Obamacare, but dropping coverage and preventing people who have always had insurance from purchasing insurance when they have an illness like cancer was wrong too.
That’s what I was saying from long back too. Just issue mini-med plans to the welfare set, and don’t plague us with unkeepable promises of unicorns and skittles.
Medical insurance carriers are not in the benevolence industry. They are in the business of making money, just like medical professionals are. They should not be forced to provide coverage and services to the sickest to the sick for reimbursement rates that will ultimately bankrupt them both.
Doctors, other medical professionals, and medical facilities should be able to provide services to poor and destitute and deduct the amount of the care from their taxes. No need for another level of government bureaucracy.
A Trumpcare would have to have some kind of transition provisions, some kind of limited grandfathering, to prevent the riots. Donald knows this and so do a gaggle of other politicians.
Half of the problem with an Obamacare is its inefficiency, the other half being its egregious moral hazard.
I know... but he's a liberal so he thinks he's entitled to it all.
My Cousin did not have any Health Insurance Coverage by choice (I assume).
Have no idea why but I guess she thought other things took precedent, like buying her Harley.
A smoker, she was recently diagnosed with Lung Cancer. She was immediately put on an Obamacare Plan and is receiving top notch Treatment at a famous Cancer Clinic.
I’ve only been paying for my Medical Coverage for the past 45 Years and I was diagnosed with Leukemia 10 years ago. Our current Healthcare Premiums (2 Adults) are $1,900 a Month.
Tell me who the Idiot is here? It sure isn’t her.
BTW - Don’t get me wrong. I love her and I want her to beat this, but I bit my lip when she told me how she felt victimized when she was first Diagnosed and a couple of Doctors wouldn’t see her without her having Coverage. She even blamed the Republicans.
A few Phone Calls later and she is Golden. She is responding to Treatment and her Prognosis is good. When this all started, she was told she only had six Months left.
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