Posted on 03/10/2017 11:48:09 AM PST by Angels27
Well, if you are going to cover pre-existing conditions, you’ve got to have a way to underwrite the cost. No one will be required to buy insurance, so this is not a mandate.
In a just world, if you are irresponsible, you pay the penalty. If you choose to go through life’s without health insurance, fine. But you are completely on your own when you get sick. A truly free market without government distortions and price fixing would make health insurance affordable. Just like with college education — as soon as the government money pours in for more and more students, the price soars through the roof making it completely unaffordable if you don’t take government loans.
This just sucks.
Here is what “replace”’ should be:
1: Consumers can buy or not buy health insurance as they so choose.
2: Coverage is up to what the consumer and insurance company agree upon.
3: Insurance companies can compete across state lines.
4: Some oversight to make sure insurance companies comply with their policies.
It’s called the Free Market, ya Dem and GOP jerks.
Paul Ryan is a rat bastard.
Sometimes it is simply embarrassing to be a registered republican. How difficult is it to simply void everything about Obamacare, and institute free market reforms? Prices go down as competition increases. People should be free to buy or not buy any product they choose. No one should be punished for not purchasing health insurance. And the American taxpayer should not have to support, with government paid healthcare, the health care costs of those who choose to not buy the insurance. This is not complicated. Yet the establishment republicans are blowing it every day they don’t act or take the wrong actions.
If you show up without insurance or ability to pay with a life-threatening condition, you will be treated, but the hospital cannot cost-shift the bill - it instead bills The Federal Government. We have created an expectation that if you show up needing emergency treatment you will get it, irrespective of ability to pay. This creates a monstrous problem for hospitals and results in the $30 aspirin, among other outrageous distortions. The solution is to have The Federal Government receive all uninsured and unpaid bills, with the debt being immediately paid by the government. Said debt then becomes a collection item against the citizen - a debt to the Treasury, administered by the Internal Revenue Service. If you cannot pay cash, that’s fine - the IRS will be happy to take payments (at interest.) If you’re an illegal alien the Federal Government will be mandated (by statute) to collect from the other nation, and if they refuse to pay, to deduct any such amount from foreign aid of any type and source on a dollar-for-dollar basis.
Five points and a fully free-market solution that brings affordable health care coverage to all who can buy it, yet protects those who cannot, while, to the greatest possible extent, forces everyone to bear the cost of their own decisions.
If you choose not to be insured and pay cash you are free to make that choice. If you have a catastrophic illness or injury, insist on treatment but have no means to pay then you are subject to attachment of wages and assets by the IRS, a debt that is only discharged by your death.
Simple, fair, free-market and this path will dramatically control costs as free market competition will be forced to the forefront among health providers who will be compelled to make available their pricing schedules to everyone before they show up for treatment and are presented the bill.
https://market-ticker.org/akcs-www?post=163849
‘Here is what “replace”’ should be:
1: Consumers can buy or not buy health insurance as they so choose.
2: Coverage is up to what the consumer and insurance company agree upon.
3: Insurance companies can compete across state lines.
4: Some oversight to make sure insurance companies comply with their policies.
It’s called the Free Market, ya Dem and GOP jerks.’
And I would add protections against legal abuse, Damages for actual and related injuries but not sky high lottery win lawsuits. This would cut Doctor bills down over time.
TWB
“The solution is to have The Federal Government receive all uninsured and unpaid bills, with the debt being immediately paid by the government. Said debt then becomes a collection item against the citizen - a debt to the Treasury, administered by the Internal Revenue Service.”
Yeah, I’m wondering how many people who are getting “free” ER visits are also getting $5k from the government in tax “refunds” each year (without paying a dime in taxes).
As an aside on taxes, I was told recently by someone (who DOES work and pay taxes) that the childcare credit went WAY UP according to her. She got an unexpected huge refund for having one kid, not sure if the being unmarried part had anything to do with it.
Who do the hospitals bill when mass people go to the ER for “free”?
There needs to be some kind of accountability for people so they prioritize health insurance over video games.
Not saying I agree with the GOP plan, just saying that there has to be some kind of accountability for going commando with health insurance.
the child credits haven’t changed, She just hit the sweet spot for the EIT (earned income tax) credit.
That’s the thing about Republicans: With Democrats, the idea is to steer the money to the government, where they will wash it with all the other filthy lucre and use it to buy votes from other special interest groups or minorities.
With the R’s, they just give it to the C-suite, who generally is in the continuing act of control fraud. They make massive salaries and bonuses, bust out their companies, and nobody claws it back.
The Stupid Party.
Ryan is the poster child.
We’d hold a telethon in search of cure, but the money would go to the executive producers, who’d hire Ryan’s wife as a consultant.
The story is accurate in one regard, the numbers generated.
But it’s total b.s. overall because it compares apples and oranges in a way to make the GOP plan look bad, probably fully intentionally.
The apple: Obamacare’s penalty is assessed by the IRS on people who refuse to purchase health insurance. Assessed! And you know what happens when you diss the IRS. In other words, the penalty is coercive. You buy overpriced insurance or you pay the IRS instead. Period. That was the point of the Supreme Court case, i.e., can you force someone to buy a product. Roberts said, disgustingly, “yes, you can.”
The orange: If you wait until you get sick to buy insurance, you’ll (quite properly) pay up to 30% more for the privilege. That’s the “penalty” that’s being compared to the Obamacare penalty. And it’s perfectly reasonable to hold an individual responsible for not taking out insurance during the initial grace period by charging him more later. Furthermore, no one has to take out insurance. Pass and avoid the penalty. Can’t do that under Obamacare.
This article is junk and people ragging on Ryan in here don’t understand the issue, or just like ragging on Ryan out of habit, or both, no, probably both.
Since the federal government mandated that uninsured people, including illegals, have to be taken care it seems reasonable to me that the bills be turned over to the federal government.
The chills tax credit is another thing that illegals take big advantage of, even claiming kids that supposedly live in Mexico. Some republicans want to increase that. If all the government rules and regulations didn’t make daycare and other necessities so expensive to begin with they wouldn’t need the credit. And maybe people would stop and think if they can afford another child before having one.
Republicans never learn.In reality, they do learn and learn well. The Republican Party is in cahoots with the Democrat to keep the productive Citizens in Governmental slavery.
They need to end the guaranteed “free” stuff. In my experience, nothing is more expensive than “free.”
“In before the Establishment sellouts come out of the woodwork claiming this is ‘fake news’...”
In before the insurance hacks and shyster sellouts come out of the woodwork claiming that buying insurance across state lines is the solution...
Trump didn’t get people who never voted for a Republican by promising a pure conservative agenda. As I recall his three biggest promises were to allow people to buy across state lines, to allow people to buy just what coverage they need and not stuff they don’t, and that poor people and those with preexisting conditions wouldn’t lose coverage. This meets those conditions. And it’s not like doing nothing is an option. If they don’t pass anything Trump and the Pubs will be blamed when Obamacare collapses, and Trump will be a one termer.
The idea is to keep people from waiting until they are sick to buy insurance. If they do so and the insurance companies can’t deny them for pre-existing conditions, it’s the insurance companies, not the government that is going to lose money. So it does make sense.
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