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House bill would require gun owners to have liability insurance
The Hill ^ | May 29, 2015 | Lydia Wheeler

Posted on 05/29/2015 12:47:40 PM PDT by 2ndDivisionVet

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To: 2ndDivisionVet
Zombie bill? Wasn't this very same thing 86ed during the last Congress? IIR most gun owners already have liability insurance through their homeowner's policy or renter's insurance. The risk to the insurer is so vanishingly small that they don't even ask about guns, and only mention firearms coverage as a limit in the property theft section of the policy.

Makes as much sense to require the Crips and Bloods to buy homeowner's insurance.

41 posted on 05/29/2015 1:27:58 PM PDT by Sooth2222 ("In a democracy people get the leaders they deserve." - Joseph de Maistre, 1753-1821)
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To: thackney

No we don’t. We require insurance to drive on public roads, not to own a vehicle or drive it on private property.

Good point.

But logic and truth is never a strong suit with the nation’s gun grabbing socialist Left.

Not to mention that car aren’t mentioned as Civil right - Guns are.


42 posted on 05/29/2015 1:31:32 PM PDT by HammerT (The Right to keep and bear arms: A Commonsense Civil Right)
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To: Dilbert San Diego

You posted:

“What would the reaction of liberals and race baiters be, if the cops started arresting gang members for not having insurance on their guns????”

Excellent point. Unfortunately, they just condemn the police for not arresting white and oriental folks.


43 posted on 05/29/2015 2:23:21 PM PDT by GreyFriar (Spearhead - 3rd Armored Division 75-78 & 83-87)
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To: thackney

The worst part about that is NY and NJ can’t even get the hordes of illegals here to get car insurance (or licenses, or register their vehicles...); politicians from the northeast have no business pushing for such insurance for firearm owners...


44 posted on 05/29/2015 2:27:41 PM PDT by kearnyirish2 (Affirmative action is economic warfare against white males (and therefore white families).)
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To: Spirochete

.. a bill that would require gun owners to carry liability insurance ...

The requirement is “infringement”.
___

Yep. Along with CC permit, registration, etc.


45 posted on 05/29/2015 2:46:32 PM PDT by lakecumberlandvet (APPEASEMENT NEVER WORKS.)
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To: 2ndDivisionVet

Can’t find the place in the constitution that protects my right to own a car....


46 posted on 05/29/2015 2:51:18 PM PDT by Jack Hammer
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To: 2ndDivisionVet

Using her logic, perhaps homosexuals should be required to have liability insurance.


47 posted on 05/29/2015 2:52:05 PM PDT by yefragetuwrabrumuy ("Don't compare me to the almighty, compare me to the alternative." -Obama, 09-24-11)
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To: 2ndDivisionVet

The only employed left in the future will be insurance agents and the lawyers that sue them.


48 posted on 05/29/2015 3:12:04 PM PDT by clearcarbon
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To: 2ndDivisionVet

If there’s going to be a craptastic law,

no exemptions for LEOs or military or anyone. We’re all equal. A LEO or military guy that screws up is equally liable. If facts made a difference CCW folks are better shots, use less shots, and hit their intended target better than LEOs. If anyone ought to get the exemption its the CCW holder.


49 posted on 05/29/2015 3:56:12 PM PDT by Secret Agent Man (Gone Galt; Not averse to Going Bronson.)
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To: 2ndDivisionVet

On the other hand, there’s no Second Amendment that guarantees the right to own and drive a car.

Do we ALSO need liability insurance to exercise our First Amendment rights? After all, lots of people get sued and lose lawsuits related to exercising their First Amendment rights. Not to mention, people Do get killed or commit suicide as a result of others injudiciously exercising their First Amendment rights.


50 posted on 05/29/2015 4:25:21 PM PDT by catnipman (Cat Nipman: Vote Republican in 2012 and only be called racist one more time!)
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To: 2ndDivisionVet
We require insurance to own a car

New Hampshire doesn't. Maine doesn't.

In fact, I do not believe that there is any general Federal law pertaining to car insurance.

51 posted on 05/29/2015 4:27:15 PM PDT by Jim Noble (If you can't discriminate, you are not free)
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To: Jim Noble
We require insurance to own a car...New Hampshire doesn't. Maine doesn't.

No, but you can't register or drive it without insurance.

52 posted on 05/29/2015 4:31:53 PM PDT by ROCKLOBSTER (Celebrate "Republicans Freed the Slaves Month")
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To: WayneS
There’s no telling what kind of draconian insurance laws they have in her state

Let me tell you what they have.

Insurance (purchased through a State approved company) is required. When you purchase your required insurance, the "company" reports the purchase to the State. This reporting is required to get license plates.

If your payment is late, they report that too, and the State then impounds your car.

It is not sufficient to get your car back that you pay what you're behind - it's impounded for a fixed interval.

If you are an illegal alien, of course, none of the above applies.

When I heard Pataki crowing about freedom today, I spit up in my mouth a little.

53 posted on 05/29/2015 4:31:58 PM PDT by Jim Noble (If you can't discriminate, you are not free)
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To: ROCKLOBSTER
No, but you can't register or drive it without insurance

Untrue.

In NH, you can post a bond. Maine requires nothing - I know, because my car was wrecked while parked by a guy from Maine who had no insurance, and when I inquired about the requirement, they told me there was none and he was perfectly legal.

54 posted on 05/29/2015 4:35:39 PM PDT by Jim Noble (If you can't discriminate, you are not free)
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To: Jim Noble

Wrong.

You have to provide proof of insurance to register a car, and if pulled over by the cops, you have to produce your license, registration and proof of insurance.

How would I know this?


55 posted on 05/29/2015 4:56:40 PM PDT by ROCKLOBSTER (Celebrate "Republicans Freed the Slaves Month")
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To: ROCKLOBSTER
(from the Maine Drivers License Manual)

Insuring Your Motor Vehicle

Maine law requires every owner and operator of a motor vehicle to maintain motor vehicle liability insurance and to present evidence upon request of a law enforcement officer.

Any vehicle you are operating must be insured even though you are not the owner.

Therefore, you should verify and carry evidence of insurance in the vehicle. Maine law also requires Maine motorists to show evidence of insurance when you register a motor vehicle. Acceptable forms of evidence of insurance include: a motor vehicle insurance card, a letter from an insurance company, or agent that the vehicle is covered by a liability insurance policy, an insurance binder or an insurance policy that has a summary document that describes the vehicle insured, the name of the insured, the amount of insurance (must meet Maine’s minimum liability requirements), the type of insurance coverage and the period the vehicle is covered (effective and expiration dates) to either the municipal agent or the Bureau of Motor Vehicles.

Failure to produce evidence of insurance when required can result in a charge of uninsured operation and suspension of license and registration privileges. If you are adjudicated of failure to produce evidence of insurance, you will be required to file proof of financial responsibility through an SR-22 insurance certificate or face suspension of your license and registration privileges.

If an uninsured motorist causes an injury or property damage of $1000 or more, they may not operate a vehicle until proof of financial responsibility or proper insurance have been shown. In addition, if a court judgment is obtained, driving and registration privileges are suspended until such judgment is satisfied.

56 posted on 05/29/2015 5:12:58 PM PDT by ROCKLOBSTER (Celebrate "Republicans Freed the Slaves Month")
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To: 2ndDivisionVet
“We require insurance to own a car, but no such requirement exists for guns," Maloney said in a statement.

So where is the speech insurance? How many people rioted because of the WORDS of sleazy politicians?
57 posted on 05/29/2015 6:38:09 PM PDT by Red in Blue PA (war is peace, freedom is slavery, ignorance is strength, obama loves America)
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To: 2ndDivisionVet
Service members and law enforcement officers, however, would be exempt from the requirement.

Because of course they never mistakenly injure anyone by accident/s

Stats I saw from a CCW presentation showed that law abiding citizens hit their target something like 80% of he time versus about 40% for police. (those were not the actual numbers; I forget from memory what they were precisely, but I do know there was a sizable gap)
58 posted on 05/29/2015 6:42:59 PM PDT by Red in Blue PA (war is peace, freedom is slavery, ignorance is strength, obama loves America)
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To: 2ndDivisionVet

What is it about the phrase ‘shall not be infringed’ that Democrats/lieberals/etc. cannot understand?


59 posted on 05/29/2015 7:00:43 PM PDT by 1010RD (First, Do No Harm)
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