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Frustrated Owner Bulldozes Home Ahead Of Foreclosure
WLWT ^ | 18 Feb 2010 | Staff

Posted on 02/19/2010 10:08:00 AM PST by AreaMan

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To: chit*chat; Noumenon
The original column, which is the foundation for the book can be seen at Live Free or Die: How many more Carl Dregas lie waiting?, from about 1996 or 1997.

It was probably my first exposure to Vin Suprynowicz.

He didn't need a second chance to make a good first impression.

101 posted on 02/19/2010 1:06:43 PM PST by DuncanWaring (The Lord uses the good ones; the bad ones use the Lord.)
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To: SnakeDoctor

Facts are facts.
You don’t know them.
You only know what they ought to be.
Therefore all you have is speculation.


102 posted on 02/19/2010 1:08:46 PM PST by IrishCatholic (No local Communist or Socialist Party Chapter? Join the Democrats, it's the same thing!)
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To: AreaMan

From another article:

Hoskins says after spending millions on attorneys he just had enough and two weeks ago bulldozed the home, 25 miles southeast of Cincinnati.

http://www.kypost.com/content/wcposhared/story/Ohio-Man-Bulldozes-Home-To-Avoid-Foreclosure/mLBYPYASHUyp2hNpF5YOow.cspx

One doesn’t spend millions on attorneys for a mere 160K debt. I read another article where the IRS had a lien on the house and that it, along with his carpet store, was collateral for a business loan.

There is definitely more to this story than Mr. Hoskins wants to disclose.


103 posted on 02/19/2010 1:12:47 PM PST by keepitreal ( Don't tread on me.)
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To: SnakeDoctor

Have you ever hear of a blanket mortgage? When a loan is secured by multiple properties.

He may have only owed $160K, but creditors hire out appraisers and realtors to provide a Broker Price Opinion (BPO) to ascertain the ‘as-is’ value and/or repaired value.

When they know they’re sitting on possible equity, they’re not going to approve a sale for $170K when they can get $350K on the open market.

And you’re right about the fine print in the Deed of Trust or Mortgage. You have to maintain the property.

Destroying it makes him legally liable. His trouble aren’t over by a long shot.


104 posted on 02/19/2010 1:18:11 PM PST by DCPatriot ("It aint what you don't know that kills you. It's what you know that aint so" Theodore Sturgeon))
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To: IrishCatholic

the govt rats have given away trillions to suspect bankers and yet this poor schmuk couldn’t get his bank to take $10,000 more than what he owed......I don’t blame him at all.....


105 posted on 02/19/2010 5:49:42 PM PST by cherry
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To: HerrBlucher
What happened to him?

I believe he got away with it. The finance company was in Iowa and he took the truck to New Mexico. I don't think the finance company persued legal action because of the cost of dealing with it over state lines. They got the truck back, along with the intake manifold and carb that he had taken off of our co-owned stock car.

106 posted on 02/22/2010 5:19:42 AM PST by mbynack (Retired USAF SMSgt)
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