Mississippi Senate: No car insurance, no car tag

meridianstar.com/ ^ | MArch 12, 04 | from staff and wire reports

[agitator]

I wasn't deriding MS, MS is just climbing into the hole that MA has been in for a long time. I'm just sorry to see it. Nobody from MA can cast aspersions on *any* other state.

[boomop1]

Try to squeeze blood out of a turnip when some uninsured ahole totals your car. I do not like being forced to do anything but and the insurance racket sucks, but the options are? I was at choir practice minding my own business when a drunk woman travels 100 feet across the grass launches over the curb and totals my van she had Travelers and I still got the green weenie on the settlement, In 43 years I've never had an accident. The insurance company ought to give me a refund.

[agitator]

IMO, people should be responsible for protecting themselves, not forcing other people to protect them in advance of doing something wrong.

[boomop1]

Show me how that would work, bond themselves before owning and driving, what guarantee is there if some one creams you?

[onyx]

Misunderstanding. Thanks for the explanation. It mirrored my thinking. :)

[Cowman]

I agree.

Just a little background for all of you motorists out there that are fortunate enough not to live in the "Cradle of the Revolution." We have to get a safety inspection and emissions every year. The testers know how to play the game and can make your car pass or fail if it is close to the standards (just wind it out a little more in each gear and the nasty fumes build up.) The safety test is no better. I had the following conversation with one tester that resulted in a complaint letter that was ignored.

Tester: You need tie rod ends before I can pass you


Me: I had new ones put on three days ago. Give me the sticker.

Tester: You need exhaust work before I can pass you

Me: The exhaust was done when I had the front end done. Give me the sticker.

He finally failed me for a license plate light that was not burned out but the plastic lens cover was cracked.


I have failed the emissions a couple of times, gone half a mile to another shop and passed


And by the way for minimum insurance on a $1000 car my annual premium is $1368.

[Haddon]

It's the same way in Arkansas...the problem is, some people will get insurance for 1 month only, just to get the car tags.

[WKB]

It's the same way in Arkansas...the problem is, some people will get insurance for 1 month only, just to get the car tags.


About the only thing that separates Ms and ARK is the river.
Ray Mabus would have been as bad or worse the Bill Clinton

[agitator]

If you were riding a horse you wouldn't be required to carry a bond or insurance. Your horse could just as easily kick a mother and her baby carriage into orbit as you running them over with your pickup truck. IMO, freedom isn't always pretty and there are no guarantees. If some derelict with no insurance damages you, you either recover from your own insurance or if you don't have any, you just eat it and then get a judgement against the derelict for life. You shouldn't be able to force me, half way across the state, to protect you in the event that someday, our paths might cross and there *might* be an accident.

The idea that because somebody (a private citizen, I'm not referring to corporations) MIGHT do something wrong they have to pay a private, corporate monopoly for the privilege of getting to work is repulsive in a free society. I have no problem with the concept of insurance so long as it's *voluntary.* In NH, they don't require insurance unless somebody has been convicted of wreckless driving or something to that effect.

Americans (not necessarily you, these are general statements) seem to have bought into the idea that no matter what happens, they should be guaranteed recovery. They've bought into the idea that there should always be a 100% certainty that they will never get screwed. That entire mentality is self-defeating.

If we weren't getting bled to death by the welfare state which guarantees that nobody will ever go hungry, that nobody will ever sleep out in the rain, that nobody will ever do without cable tv, there would be far fewer derelicts without insurance even if it were voluntary.

Anybody with a decent car (even one bought outright with cash) that doesn't voluntarily maintain insurance against uninsured drivers is an idiot and deserves what they get. As for somebody who can't afford uninsured driver coverage, tough nuggies if your car gets wrecked.

If people buy into the idea that society can enforce payments at the point of a gun to monopoly private corporations for the right to life, liberty, and the pursuit of happiness *there is no end to where that will go."

What's next? Gun owners liability insurance - mandated at the point of an MP5 wielded by the insurance company capos wearing blue uniforms and badges? I *might* become an axe murderer tomorrow. Does that mean I have to carry axe murderer insurance to protect the relatives of the guy I *might* chop up?

What we're talking about here is presumed guilt. You are presumed to be guilty of wrecklessly endangering the public *before the fact* and therefore you will pay in advance. If you refuse to cooperate in the matter of your presumed guilt, you will be arrested and jailed. If you resist, you will be killed on the side of the road.

This is America?

[boomop1]

None of what you said makes any sense.

[agitator]

None of what you said makes any sense.

How unfortunate for you.

[boomop1]

Hey your stuck with it, what can you do, it is either the lawyers get you, or the insurance company's, life's a bitch then you die. People are not responsible, and this is what we get more regulation, I get what your saying but this country has gone to hell in a hand basket.

[agitator]

this country has gone to hell in a hand basket

I agree with you on that :)