Posted on 06/27/2003 8:55:51 AM PDT by zook
Your best bet is to write a letter explaining that your signature was forged, and that subsequent charges are not yours.
You must send the letter certified, returned receipt requested. Otherwise, it might get "lost."
You might have a hard time getting the charge removed because it's been more than 60 days since the original charges appeared in your statement; therefore, you must become a pest by sending copies of your letter to the top managers dealing with these situations.
The fraud department is completely different from the billing department, therefore you should call their fraud division, and politely ask for a name and address to send a copy of your letter.
Good luck.
In the worst case scenario, the bank refuses to release you of this charge, you must write a certified letter to the credit bureaus explaining your situation, and forget about it.
No bank will ever sue you for 200 dollars.
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