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Credit card delinquencies surge, almost 1 in 5 users maxed out: Research
The Hill ^ | 05/15/2024 | ARIS FOLLEY

Posted on 05/15/2024 8:01:43 AM PDT by ChicagoConservative27

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Watch pudding head talk talking about credit card "relief"
1 posted on 05/15/2024 8:01:43 AM PDT by ChicagoConservative27
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To: ChicagoConservative27

Oh yeah, you know that’s coming.


2 posted on 05/15/2024 8:02:56 AM PDT by dfwgator (Endut! Hoch Hech!)
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To: ChicagoConservative27

Economy is doing just fine.


3 posted on 05/15/2024 8:03:43 AM PDT by ActresponsiblyinVA
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To: ChicagoConservative27

But hey we have the “greatest economy in the WorrlD—the WORRLD!”


4 posted on 05/15/2024 8:08:22 AM PDT by hinckley buzzard ( Resist the narrative. )
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To: dfwgator

Oh yeah, you know that’s coming.

~~~

Of course. Biden can just sign an executive order to forgive everyones credit card debt.

Don’t you for get though kids. Trump is a fascist. Biden is a kind and wise old grandfatherly type.


5 posted on 05/15/2024 8:10:32 AM PDT by z3n (Kakistocracy)
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To: ChicagoConservative27

High interest rates are painful to every segment of the economy.

My lowest interest rate card was 7.9% for the last 20 years, now it is 11.9%

I have looked at rates for new cards today and it is basically 19.99% - 29.99% (Variable) across the board

I do consider that to be Usury, but I guess it is not considered so in Delaware.

if the delinquent 20% were to file bankruptcy, it would still not hurt the banks because they would just write it off on their taxes and they would still unethically be making huge profits.

F them


6 posted on 05/15/2024 8:11:43 AM PDT by algore
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To: ChicagoConservative27

Do like Congress and just vote to raise your credit limit.

Walla, no more “maxed out”.


7 posted on 05/15/2024 8:12:58 AM PDT by glorgau
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To: ChicagoConservative27
One suspects that much of the credit card debt comes from ordinary people struggling to live ordinary lives while costs of ordinary things rise beyond previous reach.

Folks on fixed incomes (talking middle class here) are truly suffering under sky-high inflation during Mister Biden's term.

You see it in grocery stores where retired folks are anguishing over small purchases, whereas they were at a comfortable financial equilibrium just 3 years ago.

8 posted on 05/15/2024 8:13:07 AM PDT by Seaplaner (Never give in. Never give in. Never, never, never...in nothing, great or small...Winston ChurchIill)
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To: ChicagoConservative27

Isn’t this what the people voted for? why the big fuss, they got what they wanted...


9 posted on 05/15/2024 8:16:45 AM PDT by eyeamok
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To: algore

Credit cards interest rates are high because it is unsecured debt. If you want a 8% rate for an extended loan, use a Heloc.


10 posted on 05/15/2024 8:17:50 AM PDT by 1Old Pro
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To: ChicagoConservative27

Or diaper pants will state how people are spending because the economy is the best in all of history.


11 posted on 05/15/2024 8:20:12 AM PDT by mikelets456
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To: ChicagoConservative27; All

All the ‘doom & gloom’ hinted so if/when the (R)N(C) actually wins anything, it’ll be laid @ their feet.

Should just let Joe have it another 4 yrs. Give the People the govt they deserver...hard, fast & often *shrug*


12 posted on 05/15/2024 8:30:18 AM PDT by i_robot73 (One could not count the number of *solutions*, if only govt followed\enforced the Constitution.)
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To: ChicagoConservative27

There is a guy I subscribe to on YouTube called Reventure Consulting.
He mostly talks real estate but the last few weeks he has mentioned credit card defaults.
Apparently, both Discover Card and Capital One have seen a surge in the default rate up to 5.7 & 5.9 % from around 3%.
The last time something similar happened was 2008.


13 posted on 05/15/2024 8:43:03 AM PDT by woodbutcher1963
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To: z3n
Trump is a fascist.

Even worse, he is an orange fascist!

14 posted on 05/15/2024 9:18:46 AM PDT by 17th Miss Regt ( )
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To: ChicagoConservative27

Credit cards are a useful tool if you know how to use them. If you don’t, credit cards are the road to serfdom.


15 posted on 05/15/2024 11:41:33 AM PDT by CIB-173RDABN (I am not an expert in anything, and my opinion is just that, an opinion. I may be wrong.)
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To: ChicagoConservative27

Just got letter from Citi that interest has been raised on my card to almost 30%. Will be paying off card next month and getting rid of it. I suspect their are thousands of families who can only afford to pay minimum.


16 posted on 05/15/2024 11:44:45 AM PDT by mware
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To: dfwgator

BAILOUTS.

I saw this coming and locked my CC card in the safe. I use CASH. You Don’t take it, then put your junk back on your selves, and I walk out. Learned about overuse of CCs 50 years ago.


17 posted on 05/15/2024 11:57:55 AM PDT by GailA (Land Grabs, Poisoned Food, KILL the COWS, Bidenomics=BIDEN DEPRESSION. STAGNATION)
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To: mware

Or just have WIC AND SNAP.


18 posted on 05/15/2024 11:59:47 AM PDT by GailA (Land Grabs, Poisoned Food, KILL the COWS, Bidenomics=BIDEN DEPRESSION. STAGNATION)
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To: glorgau
Walla=voila

:)

19 posted on 05/15/2024 1:58:45 PM PDT by Lizavetta
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To: woodbutcher1963

[The last time something similar happened was 2008.]

I’ve been saying, 2008 is coming again.

It’s basically unavoidable what with the gang in D.C.


20 posted on 05/15/2024 10:08:02 PM PDT by SaveFerris (Luke 17:28 ... as it was in the Days of Lot; They did Eat, They Drank, They Bought, They Sold ......)
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