Posted on 11/25/2023 9:07:40 PM PST by SeekAndFind
I’m fortunate that I have retiree insurance that covers anything I need, should I ever need anything. Same with my wife, although she’s on all kinds of stuff. Never a copay on anything.
Speaking for myself and my wife, our Part D premium went from $10.10 per month to $0.40 per month. That’s a 90% REDUCTION In Part D premium. No special program. Regular Medicare Part D. No special retirement benefit. Straight out of the box Meidicare Part D premium.
That’s me too nice advantage plan zero copay for meds
I’m fortunate that I have retiree insurance that covers anything I need
~~~~~~~~~~~~~~~~~~~~~~~~
I’m a retiree also and have company provided drug coverage, no premiums but do have a $5 co pay on any prescription drugs I may need. In 12 months I spend $60 for insulin and that’s it.
A few months ago my doc took me off insulin and put me on Ozempic, still the same $5 per month but it’s only one jab per week instead of fourteen and it’s working great. The weight loss aspect of Ozempic is not a positive for me, it’s a side effect as I do not need to lose weight.
I’m thankful my stepdad was going to kick me out of the house. I had nowhere to go, so I signed up for the Navy. The VA is a lifesaver.
” Big Fn Deal.” - Chomo Joe
Ours are going up, plus Medicare will no longer allow us to use our local pharmacies.
Mine went from $8 per month to 50 cents.
p
My part D went from 11 to 0 with the deductible rising from 505 to 525, I think it is without having to go look. The deductible went up for everyone with regular part D, I think.
Closing the donut hole is helping me personally...
try to stay healthy folks
Yeah, not sure what I am missing...our Part D went from $8.95 down to $0.40/mo....it isn’t a “Cadillac Drug Plan” I guess.
Semi-related: we don't have a Medicare supplement either. I think they are a scam.
For me, it looks like it’s going to be ~$15/month to get nothing (except future options to pay a basic premium without a late sign up percentage penalty)
Annual Enrollment closes December 7. Coverage for 2024 plans begins January 1.
Cigna Saver Rx (PDP)
Monthly Premium
$16.80
Drug Type Preferred Home Delivery
90-day supply Preferred In-Network
30-day supply Standard In-Network
30-day supply
Tier 1: Preferred Generic $0.00 $0.00 $10.00
Tier 2: Generic $6.00 $6.00 $20.00
Tier 3: Preferred Brand 19% 19% 20%
Tier 4: Non-Preferred Drug 50% 50% 50%
Tier 5: Specialty Tier N/A 25% 25%
Aetna SilverScript SmartSaver (PDP) S5601-186
Monthly Premium
$13.30
Tier 1 & Tier 2 $0/$5/$8/$12/$15 co-pays
Tier 3: Preferred Brand 24%
Tier 5: Specialty Tier 29%
SilverScript Plus (PDP) S5601-023
Monthly Premium
$101.80
[essentially]
Tier 1 & 2 $0 co-pay
Tier 3: Preferred Brand $47 co-pay/30-day supply
Tier 5: Specialty Tier 30%
The Aetna SilverScript SmartSaver formulary doesn’t have in my opinion a lot of Tier 3 drugs.
So is Aetna or Cigna better at approving Tier 4 & Tier 5 drugs without undue delay & hassle?
Ozempic:
“Helps your pancreas produce more insulin when your blood sugar is high
“Helps prevent your liver from making and releasing too much sugar
“Slows down food leaving your stomach”
https://www.ozempic.com/why-ozempic/how-ozempic-works.html
Sit rise test!
:-)
I remember talking to a young woman named Laurie.
She said she didn’t bet against herself.
I’m not fond of it myself.
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