Retirees Face Steep Hikes In Prescription Premiums In 2024

Epoch Times ^ | 11/25/2023 | Amie Dahnke

[AlaskaErik]

I’m fortunate that I have retiree insurance that covers anything I need, should I ever need anything. Same with my wife, although she’s on all kinds of stuff. Never a copay on anything.

[scouter]

Speaking for myself and my wife, our Part D premium went from $10.10 per month to $0.40 per month. That’s a 90% REDUCTION In Part D premium. No special program. Regular Medicare Part D. No special retirement benefit. Straight out of the box Meidicare Part D premium.

[markman46]

That’s me too nice advantage plan zero copay for meds

[Graybeard58]

I’m fortunate that I have retiree insurance that covers anything I need

~~~~~~~~~~~~~~~~~~~~~~~~

I’m a retiree also and have company provided drug coverage, no premiums but do have a $5 co pay on any prescription drugs I may need. In 12 months I spend $60 for insulin and that’s it.

A few months ago my doc took me off insulin and put me on Ozempic, still the same $5 per month but it’s only one jab per week instead of fourteen and it’s working great. The weight loss aspect of Ozempic is not a positive for me, it’s a side effect as I do not need to lose weight.

[roving]

I’m thankful my stepdad was going to kick me out of the house. I had nowhere to go, so I signed up for the Navy. The VA is a lifesaver.

[Organic Panic]

” Big Fn Deal.” - Chomo Joe

[Flaming Conservative]

Ours are going up, plus Medicare will no longer allow us to use our local pharmacies.

[Raycpa]

Mine went from $8 per month to 50 cents.

[gattaca]

p

[Adder]

My part D went from 11 to 0 with the deductible rising from 505 to 525, I think it is without having to go look. The deductible went up for everyone with regular part D, I think.

Closing the donut hole is helping me personally...

[ronniesgal]

try to stay healthy folks

[Drago]

Yeah, not sure what I am missing...our Part D went from $8.95 down to $0.40/mo....it isn’t a “Cadillac Drug Plan” I guess.

[GrannyAnn]

I'm too lazy to go look and verify but seems to me hubby's part D was around 14 dollars a month. This is regular Medicare Part D. Not sure what it is now, don't really care.

Semi-related: we don't have a Medicare supplement either. I think they are a scam.

[Brian Griffin]

For me, it looks like it’s going to be ~$15/month to get nothing (except future options to pay a basic premium without a late sign up percentage penalty)

Annual Enrollment closes December 7. Coverage for 2024 plans begins January 1.

Cigna Saver Rx (PDP)

Monthly Premium
$16.80

Drug Type Preferred Home Delivery
90-day supply Preferred In-Network
30-day supply Standard In-Network
30-day supply
Tier 1: Preferred Generic $0.00 $0.00 $10.00
Tier 2: Generic $6.00 $6.00 $20.00
Tier 3: Preferred Brand 19% 19% 20%
Tier 4: Non-Preferred Drug 50% 50% 50%
Tier 5: Specialty Tier N/A 25% 25%

Aetna SilverScript SmartSaver (PDP) S5601-186

Monthly Premium
$13.30

Tier 1 & Tier 2 $0/$5/$8/$12/$15 co-pays
Tier 3: Preferred Brand 24%
Tier 5: Specialty Tier 29%

SilverScript Plus (PDP) S5601-023

Monthly Premium
$101.80

[essentially]
Tier 1 & 2 $0 co-pay
Tier 3: Preferred Brand $47 co-pay/30-day supply
Tier 5: Specialty Tier 30%

[Brian Griffin]

The Aetna SilverScript SmartSaver formulary doesn’t have in my opinion a lot of Tier 3 drugs.

So is Aetna or Cigna better at approving Tier 4 & Tier 5 drugs without undue delay & hassle?

[Brian Griffin]

Ozempic:

“Helps your pancreas produce more insulin when your blood sugar is high

“Helps prevent your liver from making and releasing too much sugar

“Slows down food leaving your stomach”

https://www.ozempic.com/why-ozempic/how-ozempic-works.html

[Jane Long]

Sit rise test!

:-)

[Brian Griffin]

I remember talking to a young woman named Laurie.

She said she didn’t bet against herself.

I’m not fond of it myself.