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Americans are optimistic about their finances and plan to splurge this holiday season, survey finds
Morningstar ^ | 11/16/2021 | Kathleen Wiles

Posted on 11/16/2021 9:31:21 AM PST by SaxxonWoods

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To: SaxxonWoods
I feel optimism is a little early. Let's get through the holiday season, give broken down Brandon time to fix the supply chain problems as he swore he would. Then, maybe, optimism.

Personally I think we're in for a recession next year.

FJB

61 posted on 11/16/2021 10:31:52 AM PST by upchuck (The longer I remain unjabbed with the clot-shot, the more evidence I see supporting my decision.)
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To: SaxxonWoods

splurge, does that mean buying a turkey?


62 posted on 11/16/2021 10:33:48 AM PST by Chode (there is no fall back position, there's no rally point, there is no LZ... we're on our own. #FJB)
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To: upchuck

“Personally I think we’re in for a recession next year.”

Maybe so but recessions are good and necessary. They being even more opportunities so it’s OK if that happens. I’ve been through every one of since the ‘70’s, hasn’t mattered.


63 posted on 11/16/2021 10:40:02 AM PST by SaxxonWoods (“There are no rules here – we're trying to accomplish something.” -Thomas A. Edison )
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To: SaxxonWoods

“Same as always, some people get out there and go for it, some sit on the sidelines and gripe that it can’t be done. Watched it for 50 years, it’s never changed.”

Nope, years ago we had a vibrant middle class. Now it’s the have and have nots.


64 posted on 11/16/2021 10:41:13 AM PST by setter
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To: upchuck

“give broken down Brandon time to fix the supply chain problems as he swore he would.”

Brandon will fix nothing, but Americans will.


65 posted on 11/16/2021 10:41:39 AM PST by SaxxonWoods (“There are no rules here – we're trying to accomplish something.” -Thomas A. Edison )
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To: setter

Another myth, ugh.


66 posted on 11/16/2021 10:42:01 AM PST by SaxxonWoods (“There are no rules here – we're trying to accomplish something.” -Thomas A. Edison )
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To: SaxxonWoods

“It’s a great time to start a small business.”

Do not agree on the above. We have yet to see the full effects of inflation hit and at some point interest rates will begin the inevitable climb. Will it be like the 1970’s? Unknown right now but I can tell you I owned a small business which I started in Dec of 1970 and you had to be there to understand the slow grinding toll taken by what then was referred to as stagflation.

I survived it by laying off all the help and myself and my wife each working 80 plus hour weeks with no weekends off (it was a retail business). My business was in the most affluent area of Bergen County NJ which itself was mostly hi rent.

I hope you are right but it is too soon to tell.


67 posted on 11/16/2021 10:45:29 AM PST by billyboy15
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To: PTBAA
Perhaps they know there dollars will be less each day going forward and have decided to spend them now while they can still buy something.

this

68 posted on 11/16/2021 10:46:40 AM PST by SisterK (recognize and resist tyranny)
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To: billyboy15

I started working for myself in ‘76 and did great. The inflation was normal to me since I knew nothing else. Worked for myself ever since then, retired at 60 in 2009.


69 posted on 11/16/2021 10:55:14 AM PST by SaxxonWoods (“There are no rules here – we're trying to accomplish something.” -Thomas A. Edison )
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To: SisterK

“Perhaps they know there dollars will be less each day going forward and have decided to spend them now while they can still buy something.

this”

Inflation does cause economic activity, deflation kills it. I prefer inflation.


70 posted on 11/16/2021 10:59:16 AM PST by SaxxonWoods (“There are no rules here – we're trying to accomplish something.” -Thomas A. Edison )
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To: SaxxonWoods

I purchased everything and shipped it to everyone already, I am more worried that the products won’t be available, better to get them now I think supplies will be thin after Thanksgiving!!


71 posted on 11/16/2021 11:02:28 AM PST by Trump Girl Kit Cat (Yosemite Sam raising hell)
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To: Trump Girl Kit Cat

Good work, you go Girl!


72 posted on 11/16/2021 11:03:16 AM PST by SaxxonWoods (“There are no rules here – we're trying to accomplish something.” -Thomas A. Edison )
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To: Osage Orange; SaxxonWoods

It is good to keep in mind that this was an online poll of a thousand adults, not registered voters or people likely to vote.

Like SaxxonWoods infers or says (and correctly so) not everyone is doing badly or has specific reasons for not being optimistic. That is certainly true. There are people who thrive in financial environments or situations that other people don’t. Not everyone is an accomplished investor, myself included.


73 posted on 11/16/2021 11:07:40 AM PST by rlmorel (If the Biden Administration was only stupid or incompetent, some actions would benefit the USA.)
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To: SaxxonWoods

I wonder what the percentage of folks is that will be impacted by the vaccine mandates that companies are setting (regardless of the outcome of any lawsuits on the government mandates). I know my company isn’t backing off. I suspect many of the big companies are looking forward to it as an easy way to reduce headcount. But are we looking at 5-10% of workers no longer having a job come January?


74 posted on 11/16/2021 11:10:23 AM PST by T. P. Pole
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To: rlmorel
Sure I get that.....

My point was...I don't get polled. And I don't think polls are news.

Not that I believe news anyway, ha!

75 posted on 11/16/2021 11:14:02 AM PST by Osage Orange (1961 VW Two Door Truck)
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To: T. P. Pole

“I wonder what the percentage of folks is that will be impacted by the vaccine mandates that companies are setting (regardless of the outcome of any lawsuits on the government mandates). I know my company isn’t backing off. I suspect many of the big companies are looking forward to it as an easy way to reduce headcount. But are we looking at 5-10% of workers no longer having a job come January?”

This is a great question and the outcome is uncertain. If people resist hard enough, the companies and the govt will have to relent or have a depression and closed companies for no good reason. Hopefully reason will prevail.


76 posted on 11/16/2021 11:15:34 AM PST by SaxxonWoods (“There are no rules here – we're trying to accomplish something.” -Thomas A. Edison )
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To: SaxxonWoods

Nope ... not feeling it. But here’s my splurge:

My youngest daughter shipped out to USMC boot camp in January. Half way through, she was put in medical/recovery platoon due to an ankle injury. After a long time there, she went back to a training platoon only to injure the other foot. Ugh. They found out that she had a vitamin D deficiency and have been pumping her full of that to get her up to normal. She’s almost ready to back to training, but we haven’t seen her since Jan 3. Somehow, we’ve been granted a visit with her ... so that’s what I’m getting the family for Christmas. We leave next week and will spend 2 days there, get to visit her for a few hours each day, watch a graduation, tour the base, etc.

I need nothing else for Christmas this year.

She only has 3 weeks of training left, so we’ll be there again early next year for her graduation.


77 posted on 11/16/2021 11:15:53 AM PST by al_c (Democrats: Party over Common Sense)
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To: rlmorel

Thanks, and to your point, there are people who fail to thrive in the best of times, the worst of times, and in between.

They are the most noisy, so they get a lot of attention.


78 posted on 11/16/2021 11:19:14 AM PST by SaxxonWoods (“There are no rules here – we're trying to accomplish something.” -Thomas A. Edison )
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To: al_c

Nice, al_c, I hope she does fantastic! I’ve got a grandson and his wife who are ex-Navy and doing great in Washington. Second kid is in the oven. His machinist mate training helped him get a good job, Mom gets to stay home with the kid(s) so far. I wish your daughter every success!


79 posted on 11/16/2021 11:22:10 AM PST by SaxxonWoods (“There are no rules here – we're trying to accomplish something.” -Thomas A. Edison )
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To: SaxxonWoods
Sounds like you are in the 27% who aren’t optimistic.

Largely because of cautious budgeting and careful spending this household has more "disposable income" than ever, and yet remain seriously concerned about resources at hand and those under the fist of the liars and morons in Washington.

Screw the scoundrels and cheats talking large.

80 posted on 11/16/2021 11:28:02 AM PST by Fightin Whitey
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