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What's The Best Way to Invest for Your Grandchildren's College Education?
Townhall.com ^ | October 20, 2011 | Carry Schwab Pomerantz

Posted on 10/20/2011 7:56:36 AM PDT by Kaslin

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1 posted on 10/20/2011 7:56:43 AM PDT by Kaslin
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To: Kaslin

Useless. Based upon current inflation, by that time college will run about $1.2M a year. Good luck saving for that.


2 posted on 10/20/2011 8:00:27 AM PDT by pabianice (")
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To: Kaslin

Support your children in homeschooling the grandchildren.


3 posted on 10/20/2011 8:00:57 AM PDT by Tax-chick (You could be a monthly donor, too. It's easy!)
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To: Kaslin

Put the money away...make them work for their education.

Once they’ve graduated, are gainfully employed and are married, give it to them as a downpayment on their first house instead.


4 posted on 10/20/2011 8:05:26 AM PDT by mkboyce
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To: Kaslin

Why force the grand kids into college? By the time they are old enough to leave High School, we will need tradesmen and people who know how to build and create. These are good paying jobs and much more needed than another Sociology or Marketing degree dope whining about no jobs.


5 posted on 10/20/2011 8:05:32 AM PDT by Lazlo in PA (Now living in a newly minted Red State.)
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To: Kaslin

However many M1 Garands you buy with $60,000 along with however much ammo you can buy with $25,000, maybe? Or whatever combination you’re comfortable with.


6 posted on 10/20/2011 8:05:38 AM PDT by WayneS (Comments now include 25% more sarcasm at NO additional charge.)
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To: Kaslin

By teaching them to get their hands dirty and sending them to a trade school.


7 posted on 10/20/2011 8:06:10 AM PDT by cripplecreek (A vote for Amnesty is a vote for a permanent Democrat majority. ..Choose well.)
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To: Kaslin
Set up an UGMA account for your child, that way, if he/she turns out to be a liberal/demoncrat/little monster, you can give the account to them at ate 21 with .02cents in it.

Second. 15-20 year zero coupon bonds when the EPT tests positive. Don't send them to an expensive college, a local state school would be ok, and be sure to make them go to vo-tech school while in HS to 1) pick up college credit, and 2) give them a blue collar education. I suggest welding, machining, electrical and plumbing classes...something to fall back on just in case. They will thank you for it later.

8 posted on 10/20/2011 8:06:18 AM PDT by DCBryan1 ("Forget the Lawyers! FIRST YOU MUST kill the journalists!" - Die Ritter, die sagen, "nee"!)
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To: Kaslin

donate to Organize Wall Street so that in the future it will be free /sarc


9 posted on 10/20/2011 8:07:28 AM PDT by Buckeye McFrog
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To: Lazlo in PA

Discovery Channel’s Mike Rowe nails it.

http://www.freerepublic.com/focus/f-chat/2650612/posts


10 posted on 10/20/2011 8:07:52 AM PDT by cripplecreek (A vote for Amnesty is a vote for a permanent Democrat majority. ..Choose well.)
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To: Kaslin

As a CFP myself I usually tell my clients should never use the UTMA/UGMA for college funding in case there is a probability of financial aid. If a large lump sum can be made early in the child’s life then the 529 can make sense.

If not, give the money to the parents to invest. It works better than in the kid’s names for financial aid.

And I ALWAYS advise them to buy the book “How to Pay For College Without Going Broke” by Kalman Chany, who truly is America’s best expert on the subject.


11 posted on 10/20/2011 8:08:24 AM PDT by LRoggy (Peter's Son's Business)
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To: Kaslin
Oh,....in addition to the UGMA and 0% coupon bonds, and votech.....make them enlist in the military and they should begin college after their 4-6 year active duty.

That way, they are mature enough for college, and can go ROTC or OCS after they complete their BA.

12 posted on 10/20/2011 8:09:51 AM PDT by DCBryan1 ("Forget the Lawyers! FIRST YOU MUST kill the journalists!" - Die Ritter, die sagen, "nee"!)
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To: Kaslin

Buy them a pick and shovel...that is where we are headed and they will learn more working with their hands then they will in any of our government financially bloated education centers.


13 posted on 10/20/2011 8:09:53 AM PDT by Mouton (Voting is an opiate of the electorate. Nothing changes no matter who wins..)
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To: All

Take the money you’ve set aside for your child’s college education and invest it in a rolling concession stand. After a couple of years, your kid can pay for their own education if they still want it.


14 posted on 10/20/2011 8:11:10 AM PDT by Maverick68
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To: pabianice

Useless. Based upon current inflation, by that time college will run about $1.2M a year. Good luck saving for that.

First of all, anything helps so useless is not true. Second, pre-pay is an incredible way to save. Tell them to go to the military is another savings as the military has a great GI BIll. Many Many options.


15 posted on 10/20/2011 8:11:42 AM PDT by napscoordinator
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To: WayneS
However many M1 Garands you buy with $60,000 along with however much ammo you can buy with $25,000, maybe? Or whatever combination you’re comfortable with.

And college level textbooks that pre-date PC, along with current reference books that are too generic to be able to turn into propaganda vehicles.

16 posted on 10/20/2011 8:12:14 AM PDT by tacticalogic
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To: Lazlo in PA

Why force the grand kids into college?

Because they want to eat. Seriously trade schools are good if the kid has that ability. Second, going to college in the long run will give you a much better chance for upward mobility. Sure trade schools will allow you to make some money but college will allow you to make much much more. If I had not gone to college, I would not be making as much as I am now. Go to college grandkids.


17 posted on 10/20/2011 8:15:40 AM PDT by napscoordinator
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To: Kaslin

Take the money and buy them as much good fertile farmland out in flyover country as you can afford. You will have absolutely no problem renting it out until they are of age, and they can then decide whether to sell it and use the money to go to college, or keep it and have a source of income and a place to live, no matter what happens between now and then. I’m serious.


18 posted on 10/20/2011 8:16:45 AM PDT by bigbob
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To: pabianice

By the time the kids get there, education will be ‘free of charge’.


19 posted on 10/20/2011 8:18:24 AM PDT by ErnBatavia (Obama Voters: Jose Baez wants YOU for his next jury pool.......)
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To: Kaslin
Oh,....in addition to the UGMA and 0% coupon bonds, and votech.....make them enlist in the military and they should begin college after their 4-6 year active duty.

That way, they are mature enough for college, and can go ROTC or OCS after they complete their BA.

20 posted on 10/20/2011 8:18:28 AM PDT by DCBryan1 ("Forget the Lawyers! FIRST YOU MUST kill the journalists!" - Die Ritter, die sagen, "nee"!)
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