Jailed for cashing Chase check at Chase bank

King 5 ^ | 07/07/2011 | King 5

[Durus]

That’s pretty funny.

[Lonesome in Massachussets]

Poor guy fell for the Kenyan scam letter:

Dear Ikenna Njoku,

I am a high ranking official of the United States and am looking for individuals to help me move money out of the U.S. Treasury and send it to people like yourself, seeking a better life. In order to participate in this plan, I need you to send me your bank account number and I will deposit the amount of $8,463.21 in your checking account, without any risk to yourself, whatsoever.

I hope to hear from you urgently, because Republican legislators are trying to close down this plan before I completely bankrupt the entire country. Time is of the essence. Answer immediately.

Respectfully Yours,

Barack Hussein Obama
Resident of the United States

[oldtimer]

A democrat in Dallas got busted a while back for identifying himself as Roadway Express and trying to cash a check made out to the same. lol

[ArmstedFragg]

Note the timing. What’s the statute of limitations for civil actions in Washington? If it’s one year, I suspect a strong letter and a media campaign (as is obviously going on) is probably the only approach that’d be effective.

If he’s still within the Washington statute, that “letter” was probably a demand letter. The fact that he got a response from their PR department instead of the legal department makes me think the first situation’s probably it. In that case, they’ll most likely pay him to go away.

[antiRepublicrat]

Loss of my job, false imprisonment, impounding my car, I would have been in a lawyer’s office on Monday, preferably the most vicious, unethical shark in town, I’m talking a John Edwards clone.

[Ramius]

Something doesn’t make sense. His account was closed for bad checks? Yet they only took $600 to cover checks and there was still over $8000 in the account. Doesn’t sound overdrawn to me. If his account was back in the black, it doesn’t follow that they’d bother to close the account.

[longtermmemmory]

banks really are in teh stone age.

[GladesGuru]

SUE THE BACHELOR’S CHILDREN ! ! ! ! !

[hamboy]

Yeap a year after all his hell broke loose. The guy should have contacted the TV station or newspaper immediately...

[Kartographer]

"Overdrawing your account doesn't excuse this sort of treatment, especially since the questioned check was generated by the very bank that he was trying to cash it at."

Sorry but there are many right here on FR who would disagree with you. Don't you know banks don't have to obey the law like us 'little' people?

[Moltke]

I didn’t know that Kafka was an American.

[Fred Hayek]

This is the incompetence that I expect from Chase. Yes, I am a former Chase customer. First they acquired Texas Commerce Bank, which was a decent outfit, and they left it alone. But after a while they had to get rid of the local identity, and place it under the Chase identity. Eventually the whole company was evident as a Charlie Foxtrot. Chase started sending statements to an address I had lived six years previously and refused to correct the situation.
This person’s experience is far worse than mine. He should get the most vicious shark lawyer he can find.

[SeaHawkFan]

Note the timing. What’s the statute of limitations for civil actions in Washington? If it’s one year, I suspect a strong letter and a media campaign (as is obviously going on) is probably the only approach that’d be effective.

It's three years. Lawyer is taking a "be nice approach" in getting a settlement. When Chase blows it off, the real lawsuit will begin and the lawyer can tell a jury that his client tried to be reasonable and Chase just ignored a little guy. What better way than that to get a jury to make a big award?

[Sonny M]

You just made me spit out my water from laughing, LOL.

[DB]

It sounds like he was in the hole $600 when the bank closed his account. And then when his automatic deposit tax refund showed up they took the $600 they were owed and sent him a cashiers check for the what was left.

[Terry Mross]

I closed a checking account at Jay Pee Morgan /Taxpayer / Chase. I was treated like a p.o.s.

[Real Cynic No More]

Note the timing. What’s the statute of limitations for civil actions in Washington?

Fraud 3yr, libel or slander 2yr.

http://www.statuteoflimitations.net/washington_statute_of_limitations.htm

[blackdog]

Banks work hard to get you to bounce checks. They cover them for a $25 to $50 charge. It’s just about the most profitable line of business in a bank. One ATM withdraw which will give you the money you asked for even if it’s not there, will domino into a $500 bill in a hurry if you forgot an autodraft for your car insurance payment hits your account. The banks will even putt an autodraft into limbo if it gives them the contractual opportunity to structure your debits to hit your account in just the right order to maximize their fees. They have a computer software program to do just that.

[FreedomNotSafety]

Every one on this forum understands that bankers are federal government snoops right? This is a great overview:

http://en.wikipedia.org/wiki/Bank_Secrecy_Act#Suspicious_Activity_Report_.28SAR.29

This banker was doing a commendable job.

More and more industries and occupations now have have required government snooping and reporting requirements. But I am sure many on this forum subscribe to the “if you didn’t do anything wrong you don’t have to worry” philosophy.

This could have been drug money right? It could have helped save someone from addiction and crime.

[rebapiper]

When you find one, find me one too.
Woman married my husband while married to me, got quick claim deeds, took over bank account, gave him aspirin instead of his medication, making bleed, finally he bled to death, she said he had no relatives and she was the wife.
she told the Doctor to let him go and they did, Has him cremated, told the judge he had no money for a burial. she lied, she took the Union death benefits $10,700.00 told the judge their was no money. I'm fighting this in court. Got a lawyer that only wanted money,money,money, told the judge to force the sell of the house giving us both half. I fired him. filling an appeal on my own, it's hard, especially when I live in New York and this happen in Arizona.
Anyone know Nancy Jo Phillips. She lives in Golden Valley, Az, with her boy friend, the same one she had while she married my husband. They bought a house their, but tells the judge she lives in our house, so I can't go into my home because the judge refuses to put her out.
She is on face book, mostly wants men for friends, at least she did. She brags she will give all the money and property
to her knew husband when she gets married, if she does.
I think the 2 of them were working together to get rid of my husband.