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Bank of America Offering Credit Cards to Undocumented Immigrants (aka Illegal Aliens)
Consumer Affairs ^ | February 13, 2007

Posted on 06/11/2007 3:06:10 AM PDT by 2ndDivisionVet

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To: 2ndDivisionVet

I think its great...Every poor person in L.A. should sign up...And I mean EVERY poor person...Now that would get BofA attention....If they don’t give you the same treatment as they do [undocumented workers]...SUE!!!!!!!


61 posted on 06/11/2007 10:06:34 AM PDT by fishbabe
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To: 2ndDivisionVet

Please note: This is from back in February 13! It’s old news so I’m puzzled as to why it’s just been posted with a sidebar and all??? What’s up with that???


62 posted on 06/11/2007 12:56:18 PM PDT by SierraWasp (I'm not just "in contempt of CONgress," now I'm in contempt of all 3 branches of our governments!!!)
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To: SierraWasp

Because: (a) it was under the radar until I found it (had you ever read about it?) (b) February wasn’t THAT long ago and (c) illegal immigration is the most important national issue, right now, IMHO.


Just say NO to Amnesty!! Keep calling!! It’s NOT OVER!!

U.S. Senate switchboard: (202) 224-3121

U.S. House switchboard: (202) 225-3121

White House comments: (202) 456-1111

Find your House Rep.: http://www.house.gov/writerep

Find your US Senators: http://www.senate.gov/general/contact_information/senators_cfm.cfm


63 posted on 06/11/2007 2:44:26 PM PDT by 2ndDivisionVet (Fred Thompson/John Bolton 2008)
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To: 2ndDivisionVet

Any bank that does that should be put out of business.


64 posted on 06/11/2007 2:53:09 PM PDT by Reaganwuzthebest
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To: 2ndDivisionVet; Grampa Dave; Ernest_at_the_Beach; Dog Gone
Yeah, it was on all the talk shows and here on FR. But that's OK, it's just as disgusting today as it was then. In fact, in 1982 when I was trying to get BofA to loan me some money for my business to buy a computer, they wouldn't do it. I got mad till I read in the paper that BofA had loaned way too much of their reserves to Mexico and didn't have enough on hand to service their domestic loan business.

I've never done business with 'em since! That's too bad because they were really nice to me when I arrived here from NE in 1964 with not-so-hot credit!!! I thought about going back in about 1990, but they kept putting that stupid "don't bungle the jungle" display up in their lobby and that disgusted me all over again!!!

65 posted on 06/11/2007 3:47:19 PM PDT by SierraWasp (I'm not just "in contempt of CONgress," now I'm in contempt of all 3 branches of our governments!!!)
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To: SierraWasp

BofA has a long track recored of $crewing its customers for at least 3 decades. Their problem is with customers, who can read and write. They can cause problems.

Give credit cards to illegal aliens, and they will not know that they are being $crewed. If they do realize that the BofA is $crewing them, they will be afraid to do anything about it.

A younger relative used to live in Portland and for some weird reason he banked with BofA. He said he missed being abused by his older brother and BofA was a surrogate abuser.

About once a quarter, BofA would try to $crew him. He would go into the Bank with his mountain bike and slam his safety chain on the manager’s desk and have a loud discussion with him to get the $crewing charge removed.

He moved back to N California last summer, and the $crewing attempts by BofA increased in frequency. He got tired of the game. He went to another bank opened up checking, savings, debit and credit cards, and he closed his accounts and credit cards.

Shortly after he closed his BofA accts, he got a call from the local manager wondering if anything was wrong. He told the manager that a decade plus of abuse and attempted $crewing by BofA was enough. They could now focus on doing that to illegal aliens, and then he hung up.


66 posted on 06/12/2007 8:39:17 AM PDT by Grampa Dave (GW has more Honor and Integrity in his little finger than ALL of the losers on the "hate Bush" band)
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To: 2ndDivisionVet; SierraWasp

We know a manm who was stolen by BofA a couple of years ago to be their local mortgage lead guy from a similiar job with another major bank. He got a big raise and bonus to go to BofA.

In May, he left BofA and went to a similiar job with a major mortgage company.

When questioned about why as he just turned 60, he said it was time to move on.

At a recent party, after he had a couple of glasses of wine, I brought up the story about the illegal strawberry picker in the mid coastal area getting a mortgage for a home with an income of 14k.

Normally, this guy is very unexcitable. He blurted out that the mortgage man, his manager and the bank people should go to jail for that planned crime. Someone picked up on it and asked if that was why he left BofA. He ignored the question and went over to talk to the women.


67 posted on 06/12/2007 8:47:46 AM PDT by Grampa Dave (GW has more Honor and Integrity in his little finger than ALL of the losers on the "hate Bush" band)
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To: Grampa Dave

GOOD!!!


68 posted on 06/12/2007 1:47:20 PM PDT by SierraWasp (I'm not just "in contempt of CONgress," now I'm in contempt of all 3 branches of our governments!!!)
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To: Grampa Dave

SOMEBODY NEEDS TO KEEP DIGGING!!!


69 posted on 06/12/2007 1:48:05 PM PDT by SierraWasp (I'm not just "in contempt of CONgress," now I'm in contempt of all 3 branches of our governments!!!)
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To: IrishMike

wasn’t it originally Bank of Italy?


70 posted on 06/12/2007 1:50:03 PM PDT by Republicus2001
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To: 2ndDivisionVet

If a person is not legally in the USA, that person may skip out and not pay the credit card bill. Elementary common sense. So there will be more defaults from illegals. Therefore LEGALS will be left holding the bill.
This is another way that the left takes money from those who “have” and gives it to those who “don’t have”.


71 posted on 06/12/2007 1:54:59 PM PDT by Leftism is Mentally Deranged
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To: Republicus2001

Don’t really know.


72 posted on 06/13/2007 2:50:32 AM PDT by IrishMike ( What happens when aliens breed with sheep ? - Democrats)
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To: the invisib1e hand
It’s absolutely riotous how fast free-market loving “conservatives” can turn into virtual communists when their pet cause is tweaked.

Why don't you try telling that to my dad, who grew up under Communism in Romania?

We found out this morning that Bank of America increased his interest rate from 8.25% to 22.99%, without warning. In addition, they assessed other fees. Of course, this is an account opened at Wachovia in 1985, sold to MBNA, which was then bought by Bank of America. Twenty-two years of no missed payments and low interest rates and...BAM!

According to a Bank of America CSR, the increase was to cover the "cost" of the loan, i.e., they are taking losses somewhere else. Hmm...I wonder what sort of losses they are taken, given their significant exposure in California, Texas, and other States in the Southwest, where the bulk of the nation's illegal population resides.

73 posted on 06/17/2007 10:32:33 AM PDT by rabscuttle385 (Sic Semper Tyrannis ~ No Amnesty for Incumbents * WAHOO WA! ... UVA2009 * Fred Dalton Thompson 2008)
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To: Flintlock
The credit card industry is ripe for fraud. If it's not already occurring, then it will be, very soon.

All you need are SSNs/TINs that are either valid (as in, there is or was a person behind that number) or algorithmically valid (meaning not real but the computer verifies them as valid). If they are only algorithmically valid, the fraudster can just apply for a college card, since many college students don't have a credit history. Punch in "reasonable" numbers for income (many issuers don't check), and bingo, a credit card gets mailed.

Hell, we get credit card offers for our pet rabbit (deceased), my mom (deceased), and my sister (almost no income)...including from Bank of America, which has been very insistent lately on $10k+ unsecured (non-student) loans for my sister.

74 posted on 06/17/2007 10:36:30 AM PDT by rabscuttle385 (Sic Semper Tyrannis ~ No Amnesty for Incumbents * WAHOO WA! ... UVA2009 * Fred Dalton Thompson 2008)
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To: Republicus2001
Yes. Bank of Italy (USA), headquartered in San Francisco during the early 20th century. Well, that was the Bank of America in California.

The current monster is actually the old NationsBank and whatever it absorbed in North Carolina, branded with the friendly "Bank of America" logo.

75 posted on 06/17/2007 10:37:57 AM PDT by rabscuttle385 (Sic Semper Tyrannis ~ No Amnesty for Incumbents * WAHOO WA! ... UVA2009 * Fred Dalton Thompson 2008)
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To: rabscuttle385
that's a sad story for your dad, who grew up in Romania, under communism.

as untouchable as the subject matter (an immigrant parent) may be, your logic is still...bewildering.

You imply your poor father is a victim of the "illegal population."

It's not riotous. But it hyper-astounding, this stretch of logic. It makes Gumby look as if he's made of blown glass.

76 posted on 06/17/2007 12:52:03 PM PDT by the invisib1e hand (Thank you St. Jude.)
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To: YellowRoseofTx
Why didn't he have a SSN? If he is a legal resident he can get one.

I think you are wrong. If he is legal (or illegal), he can get a tax payer id #. I think only a citizen can have ss #.

77 posted on 06/17/2007 1:09:14 PM PDT by muggs
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To: PoplarBluffian
I’m wondering about this, too. I work for a bank and I can assure you we need a social # or passport, visa # for all new customers. We also are required to check their names on the OFAC list. I don’t understand this at all, but there must be a loop hole somewhere. I hope someone can give us an answer.

I run credit checks on rental applications. I can process the application with a tax payer id number. If the person applying has a tax payer id number they must also have documentation proving they are here legally. We also screen all applicants against the known terrorist list.

78 posted on 06/17/2007 1:17:06 PM PDT by muggs
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To: Jack Black

My bank is also US Bank. I opened my checking account there several months ago without a social security card. I lost it and was waiting to receive a new card. All I had was my drivers license.


79 posted on 06/17/2007 1:22:17 PM PDT by muggs
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To: RavenATB

I don’t see how any of it could be real. The parameters of these credit cards are that someone must have had an account at BoA for three months already. YOU try getting a bank account (there or anywhere else) without a TIN, in any state in this country. I think it’s all red herring pandering b.s., but I doubt BoA created anything specifically to cater to illegal aliens.


80 posted on 06/17/2007 1:25:04 PM PDT by lainie ("You don't have a soul. You are a soul. You have a body." - C. S. Lewis)
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