To use a trite, but thoroughly apropos phrase, "fear and loathing" abound in this nation, pursuant to financial markets that have careened to new lows not seen since 1997. The plummeting Dow Jones, closing at 8813 on July 10th, (and continuing its descent in subsequent days) is clearly predicated upon lack of confidence in our financial institutions, with a growing list of notable corporations already implicated including Enron, Global Crossings, Tyco, WorldCom, Halliburton, and Xerox, among others. Qwest Communications International is now the latest company under criminal investigation for having been linked to fraudulent accounting schemes and irregularities that inflated...