This is a topic that one must approach delicately so as not to offend the reader’s sensibilities, but since it is a matter of importance for which you may receive a bill for some portion of $470 million, we start out with an analogy. You need energy, so you eat. Through the miracle of digestion, your body sorts what you have eaten, say, a pastrami on rye with a glob of coleslaw and a dill pickle, and plucks out the nutrients — proteins, carbohydrates and sugars it needs to generate power. Then it jettisons the rest. What your body jettisons...