So, what does one do when one has made all but one mortgage payment on time — and that missed payment was made up the next month (I pay the bills and I was hospitalized) — and the lender, who has now received copies of all canceled checks 8 times — still says one is in default? Pay big bucks to an attorney? They all want to file bankruptcy for us. Other than the mortgage, we have no debt.
Or how about things that don’t show on the credit report and somehow generate calls from “lenders”? 13 years after divorcing my *()&*(^&*^* ex-husband, I’m supposedly on the hook for thousands on a credit card that I didn’t sign for nor have I ever seen.
Mr. Lu and I have the mortgage only; we have a couple of store cards that we use now and again and pay when the bill comes.
I’m learning that since we live below our means, we are not Obama-Americans. What is to become of us?
When we moved in here in 1999 we had a small patch of daylilies — maybe 10” x 18”. As posted above, we now have gazillions! And I’ve given away as many as we still have.