If Tom Wolfe were writing The Bonfire of the Vanities today, he'd need a scene in the Grand Havana Room in New York City. It's an Olympian den fit for what Wolfe called "Masters of the Universe" -- the super-rich gods of finance who today go by "the one percent." Taking up the penthouse floor of 666 Fifth Ave., the Grand Havana Room is a private, by-invitation-only cigar club and four-star restaurant. Through its windows, you can see the toiling salary men 39 floors below as they scurry about like ants, some furtively smoking in doorways, ever fearful of Nanny...