The next time you do your banking, be sure you don't do anything out of the ordinary. If you do, you may end up caught in the crosshairs of a government program designed to target terrorists and money launderers. According to critics, innocent American bank customers who are doing nothing more than conducting their honest financial transactions are being vicitimized by Suspicious Activity Reports, or SARs. A SAR is a secret filing, triggered by any financial activity the government deems unusual. Specifically, any group of transactions totaling $5,000 or more that "is not the sort in which the particular customer...