[Drew68]

I never understand why anyone moves into a HOA community.

Helps maintain property values.

[alternatives?]

“Helps maintain property values.”

If you don’t plan on moving it doesn’t matter. Let’s say all HOA houses double in value relative to non HOA houses. If you move to another HOA house you sell and buy at same price. Ditto the non-HOA house. However you pay more than twice the property taxes. I would prefer my home be worth $5 than $5 million. Does it matter if it is worth $5 million as long as I have to live in one?

Does it matter if your socks are worth $50 or $1? Which would you prefer? You needs socks.