[Drew68]

Millennials aren't saving because it's hard to save money when you owe $80,000 in student loans and work at Starbucks.

This article is ridiculous. Retirement is something that the WWII generation and their Boomer offspring will be able to enjoy. For the most part, it didn't exist before and won't exist for the following generations.

I'm an X-er and I don't expect to retire. I'll work until I'm physically no longer able to and then hope one of my four children will take me in.

Millennials aren't saving for retirement? No kidding. They're not buying homes or new cars either, let alone marrying and having kids.

[outofsalt]

"I'll work until I'm physically no longer able to and then hope one of my four children will take me in."

Uh, are your kids millennials?
In all of human history the parents took care of the kids then the kids took care of the parents. Our "culture" devalued family so we have old folks warehouses.