We both took ours at 62 - the math said we weren’t likely to really get ahead by taking it later and it gives us more “play” cash for vacations. etc., while we’re still young enough to enjoy it.
“while we’re still young enough to enjoy it”
That is my wife’s argument. In our 60s, we can travel, go hiking, etc. By the time we break even, we’ll be pushing 80. And while I know a FEW healthy folks enjoying life past 80, I suspect waiting would mean our kids would inherit a little more - in exchange for us doing less in our 60s & 70s.
I tend to purchase guns n’ ammo every month with my check .Took it at 62 8 years ago.
BINGO!