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This Liberty Mutual Commercial Teaches the Wrong Policy
Car and Driver ^ | 12/12/14 | Don Klein

Posted on 09/01/2015 4:54:04 PM PDT by Faith Presses On

What We See: This commercial isn’t for a car, but it’s about something you see in a lot of car ads these days: parallel parking without much driver input. We open on an unremarkable young woman talking to us from someplace in lower Manhattan. Over her shoulder we can see the Statue of Liberty, which—and it’s not by “accident”—looks a lot like the Liberty Mutual logo. The woman explains that although there are many things young people do well, parallel parking isn’t one of them. She then gives two options: “Either take the bus or get Liberty Mutual insurance,” because thanks to their Accident Forgiveness policy, young drivers’ rates won’t be raised due to their first accident.

What We Think: That’s right, boys and girls, it’s demolition derby time! Get out there and tear off some bumpers. First one’s on us! Hey, you just got your license, so it’s surely not your fault you had an accident...

(Excerpt) Read more at blog.caranddriver.com ...


TOPICS: Business/Economy; Culture/Society
KEYWORDS: ads; advertising; insurance; secularhumanism
This article is of course about only one of Liberty Mutual's commercials in their current campaign, which I'm surprised isn't facing a backlash for being deceptive and misleading people on what insurance is about, besides encouraging young people especially to think having accidents isn't any big deal, or that if you cause one you shouldn't be penalized for it.
1 posted on 09/01/2015 4:54:05 PM PDT by Faith Presses On
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To: Faith Presses On

I was driving down Martin Luther King St. one day and lightly bumped into the rear of a city bus. There were 6 passengers on board and 22 of them filed claims for whip lash.

Does Liberty Mutual cover that?

(Satire)


2 posted on 09/01/2015 5:01:48 PM PDT by Graybeard58 (Hillary not only brings old baggage wherever she goes, she picks up new baggage when she gets there)
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To: Faith Presses On

There are lots of ads sending wrong messages. Some are clothed in (questionable) humor, some are just outright disgusting.


3 posted on 09/01/2015 5:04:28 PM PDT by pa_dweller (But 'twould be an ill world for weaponless dreamers if evil men were not now and then slain - JRK)
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To: Faith Presses On

I have always felt the ads promote irresponsibility at the MAX
Defined by the Brooklyn slanging black woman telling us..
“What are we supposed to do drive 2/3 of a car”.
Yea right...its the Ins Companies fault you suck at driving,parking and living life..


4 posted on 09/01/2015 5:05:58 PM PDT by CGASMIA68
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To: Graybeard58

I was making a right turn this morning from a difficult exit that was hard to see around because of a power pole. Once I turned into the street there was an old man walking against traffic in the middle of the road. I came about 10 inches from mowing him down.

I am sure if I’d have hit him his family would have pooled there EBT card money and hired a shyster to sue me


5 posted on 09/01/2015 5:06:53 PM PDT by Fai Mao (Genius at Large)
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To: pa_dweller

There are so many which are just irritating that I find myself wanting to yell back at the TV. Car insurance companies are some of the worst.

One of the nail on the chalkboard ones goes something like this: “Do they expect us to drive 3/4 of a car?” No you idiot. You buy a car which costs 3/4 as much.

An Allstate one starts out: “You say men are better drivers”.

You immediately know the rest of the commercial will attack men.

Too many more to list.


6 posted on 09/01/2015 5:11:10 PM PDT by yarddog (Romans 8:38-39, For I am persuaded.)
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To: yarddog

they know women are gullible and can be made to believe most any thing

Oil of Olay


7 posted on 09/01/2015 5:15:02 PM PDT by bert ((K.E.; N.P.; GOPc.;+12, 73, .. Iran deal & holocaust: Obama's batting clean up for Adolph Hitler)
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To: yarddog

I have been b*tchin about this for awhile now to poor hubby.. I assume that the idiots making these commercials are of course New York ad agency metrosexuals, and all that that implies...the femmy men in the Subaru commercials also... aaaccckkk... so glad there is a mute button.


8 posted on 09/01/2015 5:15:20 PM PDT by gibsosa
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To: Faith Presses On

At least it is not that stupid Allstate “Silence!” crapolola


9 posted on 09/01/2015 5:15:26 PM PDT by mylife (The Roar Of The Masses Could Be Farts)
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To: Graybeard58
One of the precursor events for the founding of the Coalition against Insurance Fraud was, per Wikipedia:

"In 1993, insurance fraud investigators staged several bus crashes in New Jersey. The only passengers in the busses were fraud investigators. After the crash, they received over 100 claims from people who jumped on the bus after it crashed or simply drove by the scene and wanted to claim insurance money saying they were injured."

10 posted on 09/01/2015 5:16:24 PM PDT by Joe 6-pack (Qui me amat, amat et canem meum.)
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To: Joe 6-pack

That’s only part of the story. The worst aspect of that New Jersey case wasn’t the 100+ people who fraudulently claimed they were injured ... it was the many lawyers and doctors who represented those people to make the fraudulent claims. I think half the lawyers and doctors in Essex County lost their licenses to practice as a result of that case. LOL.


11 posted on 09/01/2015 5:22:49 PM PDT by Alberta's Child ("It doesn't work for me. I gotta have more cowbell!")
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To: Graybeard58

You may laugh. One day in Philly I witnessed an otherwise empty bus get hit by a semi making a right hand turn. I swear, there were people fighting to get ON the bus and when that didn’t work they were laying all over the street screaming for help. They were all, and I mean all, coming down from second and third floor windows overlooking the intersection. No/sarc.


12 posted on 09/01/2015 5:26:53 PM PDT by Safetgiver ( Islam makes barbarism look genteel.)
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To: bert
Oil of Oldlay

Been saving that one for years, thank you!

13 posted on 09/01/2015 5:39:12 PM PDT by W. (Get a rope. Now.)
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To: Faith Presses On
It seems they found the worst drivers (or that's all they have) to make those commercials, without any clue how insurance works.

Ed

14 posted on 09/01/2015 5:53:39 PM PDT by husky ed (FOX NEWS ALERT "Generalissimo Francisco Franco is still dead" THIS HAS BEEN A FOX NEWS ALERT)
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To: Faith Presses On
I think young drivers should get a mulligan for their first accident. Chalk it up to a learning experience.

I'll never forget my first accident. It was the summer of 1979 and I was playing The Knack on 8-track. I went to swap it out with "Emotional Rescue" by the Rolling Stones. As I was reaching into my cardboard box of 8-tracks, BAM!, I smashed into the guy in front of me with my father's '76 Newport Chrysler. He was none too pleased. Not the guy I hit, who was pretty cool about it, but my father.

I didn't get a mulligan from him, let's say that much.

15 posted on 09/01/2015 5:59:01 PM PDT by SamAdams76 (We gave GOP the majority to take care of business and they let us down. Time for Trump/Cruz)
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To: Faith Presses On
I think young drivers should get a mulligan for their first accident. Chalk it up to a learning experience.

I'll never forget my first accident. It was the summer of 1979 and I was playing The Knack on 8-track. I went to swap it out with "Emotional Rescue" by the Rolling Stones. As I was reaching into my cardboard box of 8-tracks, BAM!, I smashed into the guy in front of me with my father's '76 Newport Chrysler. He was none too pleased. Not the guy I hit, who was pretty cool about it, but my father.

I didn't get a mulligan from him, let's say that much.

16 posted on 09/01/2015 5:59:01 PM PDT by SamAdams76 (We gave GOP the majority to take care of business and they let us down. Time for Trump/Cruz)
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To: gibsosa

I’ve always hated their ads. Yeah, it’s the insurance company’s fault that on the way home from the car dealer you ran in a tree. Maybe they should have did a little more research on you before giving you the insurance policy.


17 posted on 09/01/2015 6:51:21 PM PDT by g.orwell
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