I agree with that point, but the fact that so many have been here before modern healthcare doesn’t mean anything.
Bottom line is that healthcare costs have skyrocketed since the insertion of insurance. We added a middle man, and as usually happens, the middle man makes the money for just being a middle man.
Side note: The price of a medical degree is absurd, but less absurd than the price of a B.A. The price of sending your kid to college is absurd and leads to longterm debt for everyone.
Here in NYC, NYU owns more real estate than just about anyone else, yet it’s a fortune to attend.
Until recently no one was forced to buy insurance. My Dad died in 1996 and never had a hint of health insurance his entire life. He invested the premiums he would have paid and did well. Too many people have succumbed to the marketing of insurance and some don’t think they can live without it. I chose not to buy it until I had family and my employer offered a deal.
You ignored all of my points about most other reasons for high costs. Any idea what equipment now costs to deliver hi-tech healthcare. I suggest you investigate. Even without insurance, healthcare costs would have been near as high.
Again, no one is forcing you to get a college degree. It is a personal choice and an investment. Are you expecting handouts or what? Living in NY I would think you would be more concerned about taxes, which is by far where most of the fruits of may labor are spent.