I can't speak on a telephone today, but I understand what you are saying about what tools you use, and how easy you find them.
I just don't mess with 3% of $180. Probably not even to bend over and pick it up in a parking lot. It's tiny money, in some eyes.
/johnny
I needed some peppers Sunday for a pizza and the closest store to where I was near was a little (immigrant) Indian food store
and unlike the name groceries the little store doesnt accept credit cards for less than $5, and he rang up $1.03 UGGGH
Fortunately he accepted the $1 rather than give me 97 cents back on the next dollar.
$5.40. I'd bend over to pick it up. A pint and a tip more than I had before I bent over!