I actually got an obammycare waver. My insurance company sent Mrskjam22 and I a nice letter saying our plan had been granted an obammycare waver! I was excited! I would be able to keep my plan for another 3 years! Then as I read more I found out that even though I could keep my own plan the price per month was going to go up quite a bit. OR.... there’s always an OR... Or, I could raise my annual deductible from 5k per person to 7.5k per person, and have a $30 per month decrease in my cost. We’re healthy and I’m just paying for catastrophic insurance anyway.... so I raised the deductible.