Posted on 10/18/2014 12:13:26 PM PDT by Hoodat
These people pay the premiums while having essentially no health care.<<<
“These people” are thinning the herd....whether they know it or not...sad
“The services are pre-paid, whether you use them or not.”
And if everyone starts using them, the premiums will go up more.
If you know what your monthly income is and it isn't likely to go up during the year, it is safe to take the subsidies if eligible. It looks like your friend in post 16 is eligible for additional cost sharing subsidies that go into effect for income under 250% of the federal poverty level. Those subsidies include reduced copays and deductibles. If his income goes above 250% of FPL after getting reduced copays, he would have to pay back the difference. The next big line in the sand is at 400% FPL. That is when you lose the subsidies all together.
I can foresee problems with unexpected taxable events pushing some people over the limits. Working overtime, cashing out a 401K, and inheriting a traditional IRA are a few examples that could cause problems.
It’s becoming harder and harder not to spit in the face of people who claim the government should take care of us from cradle to grave.
How much you wanna bet the government will eventually decide to forbid the “healthy” from getting health insurance period, under the claim that “healthy people don’t need doctors that bad, so why should they get help paying for them?”
” LOL, you know damn good and well they are not going down if they are waiting until after the elections to release the rates...”
Exactly.
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