Government manipulation by liberal politicians to put ordinary people in inextricable debt doesn’t/didn’t happen?
Fact is the government leaned hard on banks to lend money to people unable to pay it back—and used the race card to do it on top of that. Why were these ordinary people in the kind of fiscal straits to be unable to pay back loans? Because of government policies driving jobs overseas, among other bad government policies. This is reality.
Ultimately what we do as individuals is our own responsibility. This is a conservative principle. No one was forced to sign loan documents. This is reality.
no, it is NOT reality.
Reality is, no one was dragged kicking and screaming into a loan office and forced to sign a mortgage.
These supposedly thinking individuals KNOWINGLY signed a note much bigger than they could hope to repay, a note offered to them because of the reasons you gave.
The borrowers chose unwisely.