Ultimately what we do as individuals is our own responsibility. This is a conservative principle. No one was forced to sign loan documents. This is reality.
We hold these truths to be self-evident, that all men are created equal, that they are endowed by their Creator with certain unalienable Rights, that among these are Life, Liberty and the pursuit of Happiness; that to secure these rights, Governments are instituted among Men, deriving their just powers from the consent of the governed; that whenever any Form of Government becomes destructive of these ends, it is the Right of the People to alter or to abolish it, and to institute new Government, laying its foundation on such principles and organizing its powers in such form as to them shall seem most likely to effect their Safety and Happiness. …No government has the right to create conditions under which people would be so desperate as to sign a document that incurs debt slavery.