I would rather they put a cap on how long you can collect. For example, they say you have 15 years to collect Social Security. You can start when you want but you will get zero after your 15th year. That is true freedom right there and people make their own decisions. Instead of retiring at 65 perhaps they will stay until 70 to make it to 85 or if someone say heck with it, I will take it at 60 and be done at 75 when my person savings will kick in. We need freedom in this country ASAP!!!!!
With true freedom comes responsibility and ownership of the consequences of your decisions. We can't have little people like you and me making those sorts of decisions. Only our "betters" in Congress can make those sorts of decisions. Our job is to quietly produce tax revenue, their job is to take care of us.
And you REALLY think your money is going to be there when you turn 75?
I didn't want to split every dollar I made all my life with the Fed for I feared that they would spend it before I could get it back.
Government is not charity, kindness or compassion - it is the Gun, force and coersion.