I would rephrase that to the following:
Does handing out unemployment benefits to out-of-work Americans discourage encourage them from to not finding a job?
My wife's nephew told us why should he find a job when his wife is working? Right now he collects unemployment, his wife is working, and he doesn't have to pay for a sitter or day care. They're bringing in two incomes and no child care costs. We could be mad at his laziness or his gaming the system, but why should we? It's the government that is fostering this mentality.
BTW-He was very happy that they added another two years to his unemployment.