By charging such small potato's I imagine they think they're flying just under the radar. If the bank doesn't 'charge off' the charge for 28.91, I'm seriously considering contacting the FBI. (or the SS depending on which entity the fraud falls under.
This is becoming more common. My landlord was just ripped off for $10,800. He also has auto pay. The bank is telling him it was Nigerian scammers. lol
Also on every account that will let me program 'triggers' to email me about various 'events' I have emails sent to me. This works well....
Go get them!! You may have uncovered the tip of an iceberg, so to speak, of national fraud. It would be great to pin ACORN’S ears to te wall and their A$$ to the floor. What a great national EXPOSE!!
You have to be careful. I would get off of auto pay.
I think Clark Howard mentioned something like this on his program. Credit Cards scammers have learned that lots of little charges will go undetected for months if not years. And the amounts are so low that often times, just refunding the stolen money and disappearing is enough to stay out of hot water. But then there the untolds that _don’t_ notice, so the bucks rack up. It takes some effort to pull a ring of small-fry scammers down.
Good job on catching the scammers. I’d report the shady practice to the authorities ASAP.
Whether or not you receive your funds back, file charges against them. If it is a case where they are seting up schemes to bait, switch, or phish websites these prix need to go down hard for this criminal act!
I check my acct online several times a month. Your info passes through many hands, and it only takes one crook.
Have a credit union credit and debit card. When I use the debit card in the Philippines there are several “pending charges” in different amounts, for example $21.76, $21.72 and 21.55. The actual amount was $21.75.
The amount of $21.75 is deducted from my checking account and the pending charges are held against the account for 15 days until there is a final posting. The pending charges are never fully processed.
Not sure why this happens.
I have my banking and credit cards set up to notify me via email of ANY charges, payments or deposits, withdrawals to the accounts.
I have only had this happen once. I noticed a charge of $9.95 which I had no idea what it was. I phoned the bank and it was a company in Calfornia. I wasn’t absolutely sure it wasn’t legitimate and just went ahead and let it go through.
Something called Greentree data started piling on $8 / month on my Verizon bill. When I called the # on the bill, the guy, sounded like he was from India, told me it was for setting up an 800 number, which I obviously didn’t. I then called Verizon, they were very little concerned, said that this happened “a lot” not with this Greentree necessarily but other companies. He said “they’re usually pretty good’ and refund the money. So clearly, they hope you won’t notice or attribute to something else, keep out of trouble with Verizon by refunding quickly. I think Verizon ought to be a lot more vigilant.
If I do business with them again I will re-enter the card information as needed.
-PJ
I check out my account once every 24 hours.
Nothing gets by.
I had a company offer me a special deal of only $0.97 to search for someone. I took up the offer and they did find them. They then offered me a membership at a discounted rate of $29.00 which I refused.
The next day I checked and they had debited my bank account for both the $0.97 and $29.95. The bank told me they would remove the charge but only after it had actually posted to my account rather than just pending. They suggested I phone the company and have them remove it first. I did and they did but still a scam.
I would definitely file a complaint everywhere I could (local, state and federal) regardless of what the bank chooses to do.