When you were at university, by any chance were you required to take a course called probability and statistics? Do you know how that works? Do you know that insurance actuaries calculate risk? Do you know how they calculate risk? If you think letting your kids drive is the statistically equivalent risk of letting them sail around the world alone on a boat, why do you let your kids drive?
Yes and I had my shirt tail cut off at age 14. Meaning, I flew my first solo flight at age 14. Did that make my parents irresponsible? Not in my opinion.