Does this include mortgage debt? I’d do any of those things if someone would pay off my entire mortgage. We don’t have any other debt except a credit card each, and those get paid in full every month.
Perhaps a better question, does this include those with debt but a high net worth?
Some of us have a substantial amount of investments growing either in tax free or tax deferred accounts (my wife and I have some of each) and don't want to withdraw from those accounts to pay off a low fixed interest rate mortgage. The same when we were working and decided every month that the extra in our budget was best going into our Roth IRA's and Roth 401K's than paying extra principal on the mortgage.
But it'd be lying to describe us as "living in the red".
see my post #7
Same with us. We have a modest mortgage which is very affordable and far less than renting. The house has doubled or tripled in value over the last decade.
Same here we have no debt except our mortgage which we’re going to pay off soon when we sell the house and pay cash for a new house.