I agree with most of what you say, especially on who the beneficiaries are. However there is another issue that no one wants discuss but has been an underlying issue for generations. Blacks and their enablers need to have someone to blame for their failure to move into the middle class, remaining in crime infested slums of their own making. “It’s whiteys fault! The man prevent us from getting ahead.” Not so . Some get out on their own. They are not dependent on the largess of ‘whitey’. They have succeeded where most have failed. And it shown repeatedly that throwing more and more money at the problem does not fix the problem. And we keep repeating what does not work. It only helps to keep democrats elected. That is what boggles the mind.
I believe that blacks are perfectly capable to taking care of themselves and can in time grow into the middle class. Immigrants from all over the world have been doing this for generations. Blacks can do it also if only we quit apologizing for their failure and quit trying help.
Actually, if we just made Jordan Peterson’s 12 rules book required reading in inner city schools - and stopped molly coddling blacks - it would change everything in a generation.