One would think.
I have a HELOC that I kept around just in case.
Now I may have to float some no interest loans to the “kids” to help tide them over. Hopefully the HELOC rate will drop in case I have to use it as the ultimate backstop.
I just negotiated a 3.15% rate
on a refi of my old 2025 HELOC
waiting for approval.
I should be able to lock in that rate
on my existing balance for 30? years.
might need to help out the kids too :/
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