Posted on 09/07/2017 8:53:15 PM PDT by TBP
The Affordable Care Act added millions of mostly poor people to the insurance rolls. But the law is driving premiums so high that middle-class people can no longer afford insurance. Several million are expected to drop coverage in 2018. Under ObamaCare, poor lives matter. Middle-class lives? Not so much.
The ACA is actually two laws glued together: a vast Medicaid expansion to cover the poor and a federal takeover of individual insurance markets, previously regulated by states. Since that takeover, individual premiums have more than doubled, and they’re predicted to rise another 25 percent to 35 percent next year.
The mandatory benefit package and community pricing regulation are largely to blame, according to actuarial experts. The state insurance commissioners who testified at Wednesday’s hearing all said insurance buyers in their states would benefit from less federal regulation.
They’re right. Premiums will never go down until ObamaCare’s regulations are repealed. That would liberate the middle class to buy affordable insurance without hurting the poor on Medicaid.
ObamaCare apologists never mention buyers who don’t qualify for subsidies. Under the law, individuals earning over $47,520 and couples earning over $64,080 must pay the full premium. No compassion for middle-class folks. They’re chopped liver.
In 2017, the average premium for a family of four buying on the eHealth site — which sells market-rate plans directly to consumers — reached $14,300 with a whopping $8,322 deductible. That means shelling out over $22,600 before seeing a penny from insurance. You can pay your mortgage for that. Ouch!
(Excerpt) Read more at nypost.com ...
Yes. And not an single member of either party cares.
Quite a few Freepers actively campaigned for this.
It was disgusting.
The parry of the middle class has been the party eliminating the middle class for over two decades now.
You cannot pay insurance, the deductible, taxes, and a mortgage if you are just above the threshold. It is impossible
Click the Pic
Trump, do not make the mistake of continuing to fight to repeal Obamacare, unless it is to replace it with something BETTER. Going back to what we had before, is worse.
Healthcare is a mess in America. Yes. Expensive, and very very bureaucratic.
But Obamacare provided support to those with pre-existing conditions. There are a LOT of Americans who fall in that group.
Do not make the mistake, of thinking your base all oppose that.
We don’t all.
Trump I supported you very, very early. Before you even announced your candidacy.
But don’t continue with this, unless you provide coverage to the large portion of Americans who have some pre-existing condition.
That is very, very important.
I am not in the individual market, but my healthcare has more than tripled. It is the dang taxes on health care and the fees.
Well, we can cross you off of the basic competency list right there.
What we had before was infinitely better.
What we had before is better. 80 percent liked what they had. Repeal it, lock, stock, and barrel.
Then repeal the Kennedy health care bill(s) of the 1960s-70s.
Allowing people to buy insurance for preexisting conditions is like allowing people to bet on a game when it’s already been played.
Yes and no.
There is a section of the population, for which this is a valid criticism. I agree.
There is however another (big) section who for whatever reason, can some day lose their job. They get laid off, or move. The company moves. Another company takes the market.
At which point, they become one of those, with a pre-existing condition.
We live for a long time. Many things can happen to any one of us.
It is critical, that our healthcare, provides for that.
It is simply too expensive, anymore, to leave some people not covered.
Oh Crap Care totally sucks. I’m living the Hell...
The disgraceful GOP refuses to do anything about it. Every one of the undocumented Democrats must be Primaried.
once all its effects come into play, the people will demand that it be changed...
of course, the whole story was single benefit from the get go now wasn't it...its just that the elites had to make us suffer a bit more before we dutifully beg them to take care of us....
Good to know I’m paying for your pre-existing conditions that you refused to pay for beforehand.
Go away commie.
We have no taxable income, so FUBO!
For the entire last 25 years I have paid insurance.
Always.
Don’t give me that crap.
Sorry, but it is a bit irritating, to be lumped in with people who don’t pay insurance.
I have ALWAYS had insurance. I even have it now, even though I am not even living in America at the moment.
Knock it off.
Not to mention how it’s destroying hospitals.
Big ones are laying off hundreds, if not thousands, of employees in order to remain financially viable because people who can’t afford care aren’t filling the beds.
Smaller hospitals, mostly in rural areas where they can’t form systems with other hospitals, are just closing.
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